Biography
Author : Alex Hartley
Credit file vs credit score – what’s the difference?
Your credit file is your credit history stored at the major credit reference agencies. This file of data can be turned into a credit score to help lenders....
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What are your responsibilities as a guarantor for a loan?
Being a guarantor will help the borrower get the loan they need but you must not enter into such an agreement without knowing your responsibilities....
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An unpleasant surprise is awaiting people on PCP car finance deals!
With new car prices rising due to Brexit and environmental charges and used car prices falling your next PCP deal may not be as rewarding....
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What causes someone to have a bad credit rating, and what can they do to fix it?
There are many reasons why your credit rating may have worsened over time. The implications are significant, so here's how to improve your credit rating....
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Blue Monday, the most miserable day of the year!
January 15th is being called "Blue Monday" - the most depressing day of the year. Why is it so, and what can you do to cheer yourself up?...
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Gloomy forecasts for the UK from the Institute of Fiscal Studies
Numerous economic trends are heading in the wrong direction. Demographic and technological changes are going to worsen the situation for many people....
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Why Bright House have been forced to repay £15m to its customers
With Bright House punished by the FCA for over charging its customers for credit here are some cheaper alternatives should you need to borrow....
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How our feelings affect the way we spend
Your moods can dramatically affect your spending behaviour. So, how can you identify your spending triggers to help you stay in control of your spending?...
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Christmas through the decades – A Retrospective
Here's our view about what defines the Christmases of previous decades - 1960s through to today. Do you agree, or was Christmas something else for you?...
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Key financial issues to consider if getting divorced or permanently separating
It an unpleasant fact that relationships can break down permanently. People go their separate ways, but you need to deal with the financial implications....
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Where to shop for your Christmas & Boxing Day food and drink essentials
Spend wisely on your Christmas food and drink with our guide to the best deals in the supermarkets right now....
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What does the recent Budget mean for UK households?
The UK economy is slowing. And Brexit provides added uncertainty. How did the recent Budget address these issues? What does it mean for you and your family?...
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