Biography
Author : Alex Hartley
Alex Hartley is a keen advocate of improving personal finance skills. She's worked at Solution Loans since 2014 and written hundreds of articles about how people can manage their money better. Her interest in personal finance goes way back to 2003 when she left university in debt! Her articles range from how to make money stretch further to finding the best ways to invest it to help it grow over time. If there is a subject you'd like her to write about then contact her through this website.
Money management if you’ve lost your job
The UK's unemployment rate is at historic lows. But with few people having an emergency fund it's important to quickly react if you find yourself our of work. H...
Read storyHow to avoid being duped into laundering criminals’ cash
When cash is tight and borrowing seems expensive it is tempting to go for the easy option - and that is why criminals are targeting young people and students to...
Read storyHow to get the best exchange rates when travelling abroad
To get the best exchange rates for your travel money you need to plan ahead a little and use the "right" type of prepaid card or credit card. And there are a nu...
Read storyCybersecurity for the home – what is best practice for staying safe?
Your home probably has at least 20 devices connected to the internet. Each of these is an opportunity for a criminal to access your personal data. Devices now h...
Read storyUnsecured lending is down but so too are secured loan default rates
The UK economy is cooling off. Its growth is slowing and interest rates have slowly started to rise. Consumers are cautious and so are lenders. Approvals for un...
Read storyHow to claim Marriage Tax Allowance to get another £230 per year
If you are married, don't pay tax and your spouse only pays standard rate tax then you could claim up to £230 per year! And you can claim for prior years if yo...
Read storyCould my partner’s credit rating affect my ability to get credit?
We depend on our credit history and our credit score to get loans and credit in the future. But did you know that being financially linked to someone with a bad...
Read storyAct now! The era of the very low mortgage rate is coming to an end
Those in debt have enjoyed the lowest ever interest rates for the last decade. We've become attuned to living and budgeting based on these low rates and in part...
Read storyAll you need to know about the Lifetime ISA (LISA)
If you are aged 18 to 40 you can open a Lifetime ISA savings plan to help you save for your first property of plan for your retirement.The Government will at 25...
Read storyLooming changes to privacy legislation – how so-called GDPR will affect you
The largest changes to your data protection for 20 years are about to take place. So-called GDPR is designed to ensure that your data is only stored and used in...
Read storyThe psychology of money in our pursuit of happiness
Pink Floyd said money is the root of all evil today. To be truly happy you need enough money and no more. Insufficient money has obvious consequences and pursui...
Read storyWhat happens if you get into loan repayment arrears?
Lenders will always assess loan affordability before allowing someone credit. However, life takes turns and sometimes what was affordable becomes unaffordable. ...
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