We’re Here to Help

We offer a free, fast online loan broker service. We’re fully FCA authorised and regulated. Choose from numerous types of loans and credit. We have options for those with a bad credit history.

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Loans & Credit for You

Scam Warning: Be suspicious of any call or text claiming to be from us. We never make calls/send texts! more

Since 2005 Solution Loans has helped people all over the UK find solutions to their personal finance problems. As a broker our aim is to help you identify the right product or service for your needs.

We only partner with reputable companies and are constantly adding to our range of finance solutions. Using our service means you’ll get more choice and the same great deals as going direct, in most cases. Best of all our service is free.

Solution Loans - Your No-Fee Loan Broker

We are a no-fee online credit broker fully authorised and regulated by the FCA.

We are not a lender but work closely with numerous lenders. You may have arrived knowing precisely what loan type you want. Or perhaps you know what sum of money you need, but don’t know what borrowing options exist.

We’ve designed our website to include numerous loan types, provided the information you need and a “find loan” tool to help you narrow down your options.

What we don’t do is run a call centre and we don’t give advice. Rest assured that everything we do is based around treating the customer fairly.

Our mix of products is extensive. We have numerous options when you have a poor credit history. If you need a small cash sum quickly then we have access to short term loans, doorstep loans, payday loans, and lines of credit. If you have an asset you could use as collateral you could consider a secured loan/homeowner loan, mortgage/remortgage, equity release or a logbook loan. If you plan to change your car then consider car finance options. Or if all you need is an unsecured loan over a number of years then what about a personal loan, or a guarantor loan if you have had credit problems?

Use our guides, videos and tools to help you narrow down your options and then apply for what you need through our enquiry forms or via links to our partners. We hope you find our service simple and effective, but if you have any questions simply contact us online.

Estimate your loan repayments

Estimate your loan repayments

How much would you like to borrow?

How long for? (months)

Monthly repayments £144.32
Total to repay £3,463.68
Representative 9.1 APR

This tool is for guidance ONLY. It is designed to help you estimate loan repayments. It uses the representative APR of the product. Lenders have a duty to conduct affordability checks when you apply for a loan.

Representative example: Borrow £18,000 over 120 months at a rate of 7.3% per annum (partly fixed/partly vrbl). Repay £228.99 per month. Total to repay £27,478.80 comprising interest (£7,453.80), broker fee (£1,530) and lender fee (£495). Total overall cost 9.1% APRC. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.


  • No Upfront Fees
  • Smart Online Service
  • Stay Safe & Secure
  • Independent & Impartial
  • Trusted Partners


For over a decade Solution Loans has helped people all over the UK find solutions to their personal finance problems.



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Our reputation is great. In fact we have scored 4.7 out of 5 based on 1672 ratings & 252 user reviews across our range of services.


FIND A LOAN find a loan now

Answer 4 quick questions and we’ll tell you what kinds of credit may be available to you

APPLY NOW apply now

We provide quick and simple enquiry forms that are 100% safe & secure to access the loan you need.


Key differences between a Line of Credit, Bank Overdraft, Credit Card and Payday Loan
Key differences between a Line of Credit, Bank Overdraft, Credit Card and Payday Loan

If you need short term credit to help balance your budget then there is a range of options. Compare them to help you make the right choice.

Is this the end for guarantor loans?
Is this the end for guarantor loans?

Over the last decade guarantor loans have moved from being a niche to a mainstream loan. Now they are appear to be in decline, but why?


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