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Small loans from £50 for the short term if you have a bad credit history

Credit problems but need a short term loan?

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Short Term Loans

  • Bad credit loans £50+
  • Tenants & Homeowners
  • Unsecured & Secured options
  • No Guarantors needed
  • Rebuild your credit

Small Short Term Loans for Bad Credit

Your Options to Consider

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All loans subject to affordability

The are numerous types of small, short terms loans to consider whether you have bad credit or not. There are, of course, pros and cons with each. There is more information below and elsewhere on this website to help you choose.

As with all credit think twice before taking on more debt if you already have some and are beginning to struggle to balance your weekly or monthly budget.

Why Consider a Small Cash Loan?

While you should always be wary about taking on credit you can ill afford to repay there are a number of benefits to a cash loan:

  • Relatively fast to organise and obtain - perhaps within just an hour or two of applying
  • Can cover those emergency situations if you don't have savings to dip into
  • Generally get instant decisions from lenders
  • You can sometimes choose between weekly and monthly payments
  • You don't have to have a perfect credit history

Note: Lenders are obliged to conduct affordability checks.

Learn about Loans for Bad Credit

How Long is a Short Term Loan?

Above we have included all loans that have a repayment option of 12 months or less. We would always encourage you to repay your loan as quickly as your household budget will allow you to as this way you'll reduce the total amount of interest that is charged.

Remember that, as with all credit, how you manage the repayment of your short term cash loan will influence your ability to get credit in the future. All activity is recorded in your credit file. Repayment in full and on time will help improve your credit score so that you may have better loan options in the future.

Repairing Bad Credit

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