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This tool is for guidance ONLY. It is designed to help you estimate loan repayments. It uses the representative APR of the product. Lenders have a duty to conduct affordability checks when you apply for a loan.

Representative example: Borrow £9,000 over 48 months. Repay £246.84 per month. Total charge for credit will be £2,848.42. Total amount repayable is £11,848.42. Representative APR 14.2% (vrbl)

Representative example: Borrow £3,000 over 36 months. Repay £144.16 per month. Total charge for credit will be £2,189.76. Total amount repayable is £5,189.76. Interest rate 34.05% (vrbl). Representative APR 39.9% (vrbl)

Representative example: Borrow £46,000 over 180 months at a rate of 8.4% per annum. Repay £499.13 per month. Total to repay £89,843.40 comprising the initial loan, interest (£38,853.40), broker fee (£3,995) and lender fee (£995). Total overall cost 10.7% APRC. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.