Small Loans

  • Loans up to £25,000
  • Tenants & Homeowners
  • Use for any purpose
  • Less than perfect credit
  • Free enquiry service

Small Loans

Small loans are the most heavily searched for product on this website and we have more lenders offering smaller value loans than any other.

Whether you need £100 or a £1000 for just a few weeks or a few months we probably have a lender who can help. We’ll guide you around the options so you can decide what you want to do

Lots of small loan options:

There may also be loan options where you secure the debt against an asset – please see below.

Which is the Best Small Personal Loan?

The best small loan is the one that meets your needs and fits your personal circumstances. As we don’t know your personal circumstances we can’t give you advice. What we can do is give you some basic information about your probable options so you can make a reasonable choice.

You should consider:

  • How much you want to borrow
  • How long you need to repay the loan
  • How affordable the weekly or monthly repayments are
  • What the total interest will be over the life of the small loan
  • What your credit rating is like
  • Whether you need a bank account.

Other things:

  • A bad credit history is OK, but it may limit your choices or mean a loan is more expensive
  • You don’t need a bank account for a doorstep loan, but you will for the other options
  • You don’t have to own your home; being a tenant or renting your home is OK.

Small Loans starting at £100

Doorstep Loans

  • Small cash sums up to £2,500
  • Repay over 14 to 52 weeks
  • No bank account required
  • Pay weekly in fixed amounts
  • Friendly doorstep service
  • Multiple loan options
  • Representative APR 399.7%

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Payday Loans

  • Borrow up to £1000 for up to 30 days
  • Trusted lenders only
  • Get payouts within 24 hours
  • Responsible lending policy
  • Only use this type of cash loan in exceptional circumstances
  • Only use for very short periods of time
  • Representative APR 1270%

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Personal Loans

  • Unsecured Loans up to £25,000
  • Repay over 1 to 10 year period
  • Less than perfect credit acceptable
  • Tenant & Homeowners welcome
  • No guarantor required
  • Use for any purpose
  • Representative APR 14.2%

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Instalment Loans

  • Borrow up to £2000
  • Repay in instalments over 2 to 24 months
  • Fast payout is possible
  • Responsible lending policy
  • Only use this type of loan in exceptional circumstances
  • Representative APR 99.8%

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If you own your car then you have the additional option of a logbook loan to consider – as with all secured loans the asset you offer a security is at risk if you fail to keep up repayments.

How to Get a Small Personal Loan

The best thing to do is to review the information above and then click through to make your enquiry or to find out more. Your enquiry will be handled via totally secure online methods and in most circumstances you will receive an immediate in-principle lending decision.

In the case of small personal loans, payday loans and instalment loans the lenders are also able to complete the application online and then transfer the funds direct to your bank account. With doorstep loans, otherwise known as home credit, the lender sends a friendly agent to meet with you to complete the application process and bring the cash.

Regardless of which small personal loan you choose you can be assured of a fast response and a professional service.


Personal Loans

If you’re uncertain which type of credit might suit you or you have a money problem then one of guides may help you. We summarise each type of loan and their pros and cons, and address issues regarding debt and credit ratings.


  • No Upfront Fees
  • Smart Online Service
  • Stay Safe & Secure
  • Independent & Impartial
  • Trusted Partners


For over a decade Solution Loans has helped people all over the UK find solutions to their personal finance problems.



Our reputation is great. In fact we have scored 4.7 out of 5 based on 423 ratings & 61 user reviews for our personal loans service.


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Written/Reviewed by: Amanda Gillam