Your rights if you’re being refused credit by companies
If you are being refused credit you're allowed by law to find out why, especially if your application was assessed automatically. Here's what to do....
Read storyCould my partner’s credit rating affect my ability to get credit?
We depend on our credit history and our credit score to get loans and credit in the future. But did you know that being financially linked to someone with a bad...
Read storyCredit file vs credit score – what’s the difference?
Your credit file is your credit history stored at the major credit reference agencies. This file of data can be turned into a credit score to help lenders....
Read storyHow do Credit Reference Agencies work?
We all use credit all the time. Companies who provide this credit are in constant touch with the credit reference agencies. You ought to know how they work!...
Read storyWhat types of credit may still be available if you have a bad credit history?
A bad credit history does not necessarily mean that you can't get new credit. It may cost a little more, but there are various options you can consider....
Read storyWhat causes someone to have a bad credit rating, and what can they do to fix it?
There are many reasons why your credit rating may have worsened over time. The implications are significant, so here's how to improve your credit rating....
Read storyWhy a bad credit rating could damage your personal relationships
So you've Tindered and found your perfect mate. But a few dates on and you realise they've got money troubles. Odds are it will damage your relationship soon....
Read storyCould a bad credit rating affect your employment?
Could your job application be rejected because of a bad credit rating? Could you lose your job because of credit issues? We take a look at the reality....
Read storyAll about the Citizen’s Advice Service and how it can help you
The Citizen's Advice Service has 3500 locations around the UK, is FREE and resolves two thirds of problems it deals with! It's a service for you, so use it!...
Read story12 million Britons have a poor credit rating!
It's a trend that's worrying many observers and is reminiscent of the prelude to the 2008/9 financial crisis. Read on, and take care....
Read storyHow to get credit – if you rent your home or have bad credit
If you have credit problems and don't own your home you may feel that there are limit credit options. But this isn't true. Here are some alternatives....
Read storyWhat sort of Personal Loan would work for you?
Personal loans come in all sorts of flavours - sizes, loan periods, credit ratings. Here are some of things you need to consider. Apply today....
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