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Credit History & Credit Future

Credit History & Credit Future
The Ultimate Guide To Improving Your Credit Rating & Your Loan Acceptance

Are you one of the 10 million UK citizens with a credit problem? Then you need our Definitive Guide to Improving Your Credit Rating! 101 Things You Can Do Now!...

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Alex Hartley 16th December, 2019
The real life consequences of being made bankrupt

If you aren't able to pay your debts you could become or be made bankrupt. It may clean your slate but there are lots of other downsides to be aware of....

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Amanda Gillam 15th November, 2018
Debt Relief Orders: What they are & how to use one

Millions of people are struggling with their debts. If you are one of them you may be interested to learn about the Debt Relief Order. It could help you....

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Amanda Gillam 25th October, 2018
Your rights if you’re being refused credit by companies

If you are being refused credit you're allowed by law to find out why, especially if your application was assessed automatically. Here's what to do....

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Alex Hartley 22nd October, 2018
What you need to know about Debt Collectors & Bailiffs

With personal debt on the rise it's no surprise that there is a growing fear of debt collectors & bailiffs arriving at people's homes. Here are your rights...

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Alex Hartley 28th August, 2018
Life inside China’s “Social Credit System” – is Big Brother really watching you?

Imagine a world where you are constantly monitored and rated. Welcome to China's proposed "social credit system" where you can be rewarded for good behaviour...

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Amanda Gillam 2nd July, 2018
What to do if Credit Reference Agencies hold incorrect data about you

Your ability to get credit depends on the data collected by the UK's 3 big credit reference agencies. So what can you do if their information is inaccurate?...

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Alex Hartley 29th June, 2018
How to live your life off the grid – running away from your bad credit rating!

Leave behind consumerism and complex, expensive lifestyles. De-stress and join the move "off grid". Stick two fingers up at credit ratings for a new way....

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Amanda Gillam 13th June, 2018
Could my partner’s credit rating affect my ability to get credit?

We depend on our credit history and our credit score to get loans and credit in the future. But did you know that being financially linked to someone with a bad...

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Alex Hartley 9th May, 2018
What happens if you get into loan repayment arrears?

Lenders will always assess loan affordability before allowing someone credit. However, life takes turns and sometimes what was affordable becomes unaffordable. ...

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Alex Hartley 16th April, 2018
How lenders judge loan repayment affordability and why this is important to you

Did you know that "loan affordability" is now a critical test when you apply for credit? It's just as important as your credit score. You have to pass both test...

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Alex Hartley 11th April, 2018
How to access your credit report

With your credit file being your passport to all forms of credit in the future it makes great sense to know what's in it. Want to know how to get the informatio...

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Amanda Gillam 7th March, 2018

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