It’s estimated that around 10 million British adults have some form of credit rating impairment or no credit rating at all. 

However, your credit file is very much your passport to accessing credit both now and in in the future.

Therefore, it pays to be aware of what you should do to create, manage and improve your credit rating.

And it also makes sense to know what else you can do to maximise your chance of being accepted for loans and credit.

Guide to Improving Your Credit Rating

The Ultimate Guide

We’ve scoured the internet and pulled together all the hints and tips we can find about improving your credit rating. We’re going to add to it all the time, but at the last count, we had 101 Things You Can Do!

The feedback we’ve got from the personal finance community is fantastic – now you can read it too. Read the guide here.