The Rise of UK Credit Deserts

Is your area becoming a credit desert? The UK has 29 places where people who need credit simply can't get it at affordable rates....

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Alex Hartley 23rd March, 2020
Balancing the Budget without Borrowing

If you are tempted to borrow to fund your spending think again. Maybe you could balance your budget without taking on extra debt. Here's how....

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Alex Hartley 5th January, 2020
Buy Now, Pay Later from Klarna

If you're a regular online shopper you may already have come across Klarna and know how their buy now, pay later credit service work. If not, then read on....

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Alex Hartley 3rd January, 2019
If you feel financially excluded what can you do about it?

Nearly 2m people in the UK don't have a bank account. Others have poor knowledge of financial products and how to manage credit. Millions more have virtually no...

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Alex Hartley 5th March, 2018
UK banks are planning a consumer credit squeeze

To prevent wide scale consumer credit problems banks are set to tighten lending criteria as well as raise the cost of credit. How should you react to this?...

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Alex Hartley 24th November, 2017
What the recent FCA Financial Lives survey tells us about the UK population

Young people are financially disadvantaged. Many people are one step from financial disaster. UK's population is beginning to stretch its finances too far....

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Alex Hartley 13th November, 2017
How to get credit – if you rent your home or have bad credit

If you have credit problems and don't own your home you may feel that there are limit credit options. But this isn't true. Here are some alternatives....

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Alex Hartley 20th April, 2017
Top 5 money problems faced by Britons today

Do you suffer from the same money problems as other people? How many of these issues are you dealing with? Here's how to resolve those problems now....

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Alex Hartley 10th January, 2017
What does a “bad credit history” mean? What to do about it, and how to get credit with it.

We explain what is meant by "bad credit history" and how to improve your credit rating. If you have credit issues there may still be some credit options....

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Oliver Jones 21st November, 2016
How to move from a prepayment meter

If you are one of the 6 million UK households on an expensive prepayment meter then here is how you can switch to a better credit meter and save £100s....

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Alex Hartley 29th September, 2016
Quick safe ways to borrow over the short term

There are a number of alternatives if you are looking to get some credit relatively quickly....

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Oliver Jones 26th September, 2016
A Young Person’s Guide to Borrowing Money

As a young person you need to become more savvy about finance and how to get and manage credit. It's really important to stay in control of it....

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Alex Hartley 29th July, 2016


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