How consumer borrowing has changed in 2021

After a dreadful 2020 people are beginning to rediscover their mojo! Even with enforced saving consumers are borrowing more too. Here's an update....

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Alex Hartley 27th July, 2021
In What Situations are Guarantors Needed?

It's not just some loans that ask for a guarantor. There is a myriad of financially-related reasons why a guarantor could help you out....

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Alex Hartley 28th September, 2019
Does it make sense to have a Mortgage over more than 25 years?

Can you imagine borrowing over 30 to 40 years to buy your home? Does this feel excessively long? Well, more and more people are and this article explains why....

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Alex Hartley 3rd June, 2019
Top tips for cutting the cost of your mortgage

There many, many ways to reduce your monthly payments and/or the total interest that you pay for your mortgage. We explain all the options open to you....

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Amanda Gillam 30th May, 2019
Act now! The era of the very low mortgage rate is coming to an end

Those in debt have enjoyed the lowest ever interest rates for the last decade. We've become attuned to living and budgeting based on these low rates and in part...

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Alex Hartley 4th May, 2018
The Bank of Mum & Dad – the UK’s 10th largest mortgage company!

The bank of mum and dad lent £5bn to their children last year so they could get on the housing ladder. But this is unlikely to be sustainable....

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Oliver Jones 16th April, 2017
With low rates should I make mortgage overpayments?

Today's low interest rates favours people who have debt rather than savings. So is it automatically the case that you should make mortgage overpayments?...

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Oliver Jones 6th September, 2016
Can debt ever be a good thing?

Debt is normally described in negative ways. It has received terrible PR! But may be there are perfectly good and positive reasons why you might want to borrow....

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Alex Hartley 19th November, 2015


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