If you need to borrow a small amount of cash for a relatively short time then you might have automatically thought of a payday loan. But if you need to be able repay the loan over a longer period than a month or don’t have a bank account then a payday loan will not be an option. Perhaps a home credit loan, more commonly known as a doorstep loan, would fit the bill instead. We’ve put together a guide to explain this type of small cash loan in more detail. If you read the guide and watch the accompanying videos you’ll be in a better position to judge if a doorstep loan would suit your circumstances.

The basic principles of a doorstep loan are the same now as they were 100+ years ago when they were invented:

  • You apply online – up to £1000 repayable over a variety of weekly periods (max 52 weeks)
  • If the lender believes they might be able to help then they arrange for an agent to visit you at home (hence the nickname “doorstep loan”)
  • The agent will complete the application process, and if your circumstances allow may provide the cash there and then.
  • The agent the visits on a weekly basis to collect the fixed repayment you have agreed with them.

We have relationships with both of the UK’s leading doorstep lenders both of whom have developed good reputations over at least 80 years. If you want to know more visit our website www.solution-loans.co.uk. Our broking service is free!