- Cash sums up to £2500 (subject to affordability)
- Repay over 13 - 104 wks
- Fixed weekly payments
- Friendly home service
- No bank account needed
- Multiple loan options
These are small unsecured cash loans organised on a face to face basis with agents working for well-known specialist companies. Why might you want to consider a home credit or "doorstep loan" and who are the main doorstep lenders?
We have a close relationship with both of the UK's best known doorstep lenders - Provident Personal Credit and Morses Club (previously known as Shopacheck). Below is more general information about them. These doorstep lenders provide great customer service - typically nearly 95% of customers are satisfied, and literally millions of people in the UK have borrowed from them over the years. In fact Provident has been in business for over 130 years, and Morses Club for over 80 - companies only last that long if they have a strong reputation and can be trusted! And many borrowers later join and become agents/team members themselves.
Doorstep loans are used most often for unplanned expenditure - e.g. your washing machine breaks down or your car fails its MOT. Most people don't have savings to fall back on and only half of people who use home credit are full time or part time employed. So, the lenders we work with will consider applications from people who are unemployed but have another form of income - e.g. people on benefits or living on a pension. Each applicant is assessed on a case by case basis with particular attention paid to where their income comes from.
Our lenders cover approximately 90% of UK post codes using thousands of agents/team members to distribute and manage doorstep loans. So you are almost certainly going to be living in our lenders' catchment area. And if you live in the cities then the chance is even greater - e.g. Leeds, Glasgow, Manchester, Belfast, Liverpool, Nottingham, Birmingham, Bolton, Grimsby, Middlesbrough & Blackpool.
Compare the price of home collected and other cash loans available in your area at www.lenderscompared.org.uk.
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