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Doorstep Loans
Small Cash Loans of up to £1000

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Doorstep Cash Loans from £100 to £1000

These are small unsecured cash loans organised on a face to face basis with agents working for well-known specialist companies. Why might you want to consider a home credit or "doorstep loan" and who are the main doorstep lenders?

  • You have less than perfect credit and have been refused credit by mainstream lenders
  • You find mainstream / high street lenders intimidating and would prefer to borrow on a face-to-face basis with people you can trust
  • You need the convenience of home visits to arrange your loan and to make the weekly repayments
  • You don't have a bank account or would prefer to avoid the "high pressure" world of payday loans

We have relationships with both of the UK's best known doorstep lenders - Provident Personal Credit and Shopacheck. Below is more general information about them. These doorstep lenders provide great customer service - typically nearly 95% of customers are satisfied, and literally millions of people in the UK have borrowed from them over the years. In fact Provident has been in business for over 100 years, and Shopacheck for 75 - companies only last that long if they have a strong reputation and can be trusted! And many borrowers later join and become agents themselves.

How do Doorstep Loans Work?

  • You make an onlne enquiry/application and the lender assesses it instantly
  • If they believe they can help they will contact you to arrange an agent to visit you at home
  • You agree the terms of your loan and get your cash handed to you
  • The agent visits you each week to collect the weekly repayment
  • Payments are typically fixed with nothing hidden, and usually no late payment fees.

Provident Personal Credit



Provident doorstep loans

  • Offer a range of products of which their "cash loans" are the most popular.
  • Borrow £100 to £500.
  • Low manageable weekly repayments
  • No late payment fees
  • Choose from 14, 23, 31 or 52 week repayment terms.
  • Personal payment book so you can track your repayments.

Representative example: £200 loan repayable over 32 weeks. 32 weekly payments of £10.00. Rate of interest 97.5% p.a. fixed. Representative 399.7%APR. Total Amount Payable is £320.

More information: Provident Loans


Shopacheck doorstep cash loans

  • Focus on providing cash loans of £200 to £1000 (£500 for first time borrowers). Existing customers get access to a wider range of products.
  • Repayment periods of 34 or 50 weeks.
  • Fixed weekly repayments.
  • No charges for late payment.

Representative example: £300 repayable over 34 weeks at £15 per week. Rate of interest 70% p.a. fixed; Representative 466.4% APR. Total amount repayable is £510. No deposit.

More information: Shopacheck

Compare the price of home collected and other cash loans available in your area at All home credit customers are entitled to a free detailed statement once every 3 months; just ask!

To operate this service we receive commission from the provider we refer you to.