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Doorstep Loans and Home Credit in Hull

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Doorstep Loans

  • Cash sums up to £2500 (subject to affordability)
  • Repay over 13 - 104 wks
  • Fixed weekly payments
  • Friendly home service
  • No bank account needed
  • Multiple loan options

Doorstep Loans in Hull

Apply for a door to door loan in Hull to suit your needs

A doorstep, or home credit, loan is a small unsecured cash loan from a well-known and specialist finance company. The fact it is unsecured means that you’re not borrowing it against any collateral, simply your agreement to meet the monthly repayments.

The unique thing about doorstep loans, sometimes called door to door loans, is that they are organised on a face-to-face basis. This means that you’ll be visited by an agent of the finance company who’ll come to your home to firstly agree the loan and provide you with the cash, as well as to collect the repayments.

In most instances payments are fixed with no unexpected costs or fees for late payments.

Which lenders provide doorstep loans in Hull?

We work with two trusted and well-established providers of doorstep loans in Hull. Through both Provident Personal Credit and Morses Club, applications from 90% of the country are covered.

This means if you’re based in Hull or the surrounding areas you will be able to apply for a doorstep loan through either of these companies.

You can find more information below on both Morses Club and Provident Personal Credit.

Why would I consider a home credit loan?

There are many different reasons why you might consider applying for a home credit loan. It always depends on your personal circumstances, but your reasons may include:

  • A poor credit history
  • A previous refusal for lending from one of the mainstream or high-street lender
  • The fact you don’t currently have a bank account
  • You prefer the convenience of home visits and don’t want to deal with the high-pressure of mainstream lenders.

When do people apply for a doorstep loan?

Often people apply for home credit loans when money is tight, and they suddenly must find the cash to pay for an unexpected expense. This could be anything significant but often involves replacing something essential such as an oven or even to cover repairs in the home after an emergency.

How does the application process work?

If you’ve decided you need to secure some cash through a home credit or doorstep loan, and you know your chosen provider the process is simple and straightforward:

  • Filling out an online application is your first step
  • Once the lender receives your application they’ll make an immediate assessment
  • If it looks like something they can help with, they’ll contact you that day and make arrangements for one of their agents to your home to discuss the terms of the loan
  • During this visit, if you agree on the terms you’ll receive the cash immediately
  • They’ll also come and visit you each time you’re required to make a repayment – this is usually every week.

Will my application be successful?

As is the case with any type of loan, there is no guarantee that your application will be successful. The specialist providers we work with do consider applications if you’re unemployed and have a source of income, whether benefits or a pension.

Each enquiry or application will be judged on its own merits, focussing specifically on the source or sources of any income. The key thing that will be assessed is to make sure that the loan is manageable and sustainable for you.

How do I apply for a doorstep loan?

If you’re living in or around Hull and feel like a doorstep loan would be the right solution for your circumstances, you can find out more about the lenders we work with before applying for your chosen amount. 

Need a Doorstep Loan in a specific area?

View our city pages for more information about obtaining a doorstep loan where you live:

Compare the price of home collected and other cash loans available in your area at

To operate this service we receive a commission from the provider we refer you to.

About Doorstep Loans

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