Doorstep Loans In Manchester

  • Borrow up to £2500
  • Repay over 13 – 104 wks
  • Fixed weekly payments
  • “At home” or online service
  • No bank account needed
  • Choice of lenders
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Doorstep Cash Loans in the Manchester area from £100 to £2500

Doorstep loans are small unsecured cash loans that are organised on a face to face basis with agents from well-known and specialist finance companies. They are also often referred to as home credit loans.

We work with and have a close relationship with several doorstep lenders in the Manchester area.


Why would a doorstep loan be right for me?

Not all types of loans are suitable for everyone’s circumstances. You might find that a doorstep loan is the right choice for you because:

  • Your credit history is poor and mainstream lenders have refused to give you credit
  • You would prefer to deal with someone face-to-face if you find high-street or mainstream lenders intimidating
  • You don’t have a bank account
  • Home visits are more convenient for your circumstances when it comes to taking out the loan and meeting the monthly payments.


Our doorstep loan providers in Manchester

We work with the two best-known doorstep lenders in the UK, who provide doorstep loans to people living in and around Manchester. Provident Personal Credit and Morses Club both offer fantastic customer service and high levels of customer satisfaction.

With both having been in business for an extremely long time, they not only understand the market their advisors will be able to evaluate your personal circumstances and offer you the best loan to suit you and your needs.

You can find more information below on both providers.


When are doorstep loans needed?

In most instances, doorstep loans are used for an unplanned expense. This could be if your boiler or washing machine breaks or you need cash to pay for repairs for your car.

A lot of people don’t always have a rainy-day fund for this kind of expense and so need funds quickly to cover the cost.


How does it work?

Applying for a doorstep loan in the Manchester area is a straightforward process:

  • First you make an online enquiry or application
  • The lender will make an instant assessment
  • They will contact you the same day if they think they can help
  • When they contact you, they’ll arrange for someone to come and visit you at home
  • You agree the terms of your loan with the lender in your home and will be provided with your cash at the same time
  • You’ll get a weekly visit from the agent when they’ll come to collect the weekly repayment
  • In most cases payments are fixed, with no hidden costs or late payment fees.


When will the lender visit me at home?

As the name suggests, doorstep loans are of course done from the comfort of your own home. However, that doesn’t mean that lenders will simply turn up unannounced. They will only visit you at your home in Manchester once you authorise them to do so. This will be once you’ve completed an initial application and they come to finalise the loan, and on agreed dates and times for you to make the repayments. The details of another loan can’t be discussed unless authorised by you in writing.


Will I be eligible for a doorstep loan?

The lenders we work with consider a variety of applications. Every applicant will be assessed on a case by case basis with each person’s individual circumstances considered. They will look specifically at what income is coming in and where this comes from.

For example, if you are unemployed but have another form of income such as benefits or you’re living on a pension.


What information do I need to apply for a doorstep loan?

As is the case with any type of loan, you’ll need to provide some personal information to apply. This includes:

  • Proof of ID
  • Proof of Address
  • Details of your income and any outgoings


How do I apply for a doorstep loan?

If you’re living in the Manchester area and feel like a doorstep loan would be the right solution for your circumstances get in touch with one of the providers Solution Loans work with. They’ll understand your circumstances and will come to you to discuss the right lending for you.

Need a Doorstep Loan in a specific area?

View our city pages for more information about obtaining a doorstep loan where you live:

Compare the price of home collected and other cash loans available in your area at


Doorstep Loans Guide

If you’re uncertain which type of credit might suit you or you have a money problem then one of guides may help you. We summarise each type of loan and their pros and cons, and address issues regarding debt and credit ratings.


  • No Upfront Fees
  • Smart Online Service
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For over a decade Solution Loans has helped people all over the UK find solutions to their personal finance problems.



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Our reputation is great. In fact we have scored 4.6 out of 5 based on 203 ratings & 21 user reviews for our doorstep loans service.


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Written/Reviewed by: Amanda Gillam

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