- Cash sums up to £2500 (subject to affordability)
- Repay over 13 - 104 wks
- Fixed weekly payments
- Friendly home service
- No bank account needed
- Multiple loan options
Provident is the UK's leading home collected personal credit company offering small unsecured personal cash loans. Since 1880 they've helped people buy the things they need using their friendly door-to-door service.
Provident specialises in straightforward personal credit that puts you in control. They offer small cash loans which, if accepted, are delivered straight to your door. You can start your application online today for a decision in principle in minutes. Their loans have weekly fixed repayments - and the amount owed never goes up.
Provident makes the effort to understand their customers' personal circumstances, not just their personal credit score so previous credit history, including CCJ's, need not be a problem.
And don’t forget, your application is free and you are under no obligation to continue if you change your mind during the application process.
Visit the Provident website and follow these simple steps:
Provident uses Feefo, an independent review service, to ask their customers what they think about their loans and the service they have experienced. The rating below is collated from feedback received during the last 12 months.
The minimum and maximum loan amounts you can apply for is as follows:
To start an enquiry please complete Provident's simple online form.
Provident provide a calculator on their website to help you calculate this. But it is worth pointing out that you agree a repayment period up front and then the total amount repayable is fixed regardless of whether you miss a payment, etc. Good to know.
To get your loan first you apply on their website - tell them how much you'd like to borrow, provide a little information about yourself and your personal cicumstances and receive a decision in principle. If approved an agent will visit you in your home to finalise your loan to complete the application and carry out an affordability assessment to ensure the loan is affordable and the repayments are manageable. You also have an opportunity to ask any questions you might have about the loan.
To apply you must:
You will need to provide the following information:
Provident's Agents live and work within the community they serve, so they may have an understanding of some of the issues your community faces. They are the helpful people who make weekly visits to our customers all over the country. Provident agents:
Yes, like Provident, Greenwood Loans used to offer home credit cash loans - typically £50 to £500 with repayments over 14 to 52 weeks. Greenwood Personal Credit were acquired by Provident in 1977 but in 2014 this doorstep brand was merged into the Provident Loans home credit brand.
Compare the price of home collected and other cash loans available in your area at www.lenderscompared.org.uk.
To operate this service we receive a commission from the provider we refer you to.
A home credit loan from Provident will require an Agent to discuss your financial income, outgoings and other financial commitments. Available to UK residents aged 18 and over. Written quotations are available on request.
Provident is a trading name of Provident Personal Credit Limited. Registered Office: 1 Godwin Street, Bradford BD1 2SU. Registered number 146091. Authorised and regulated by the Financial Conduct Authority.
When it comes to getting you your doorstep loan our online service is second to none. In fact Solution-Loans.co.uk has scored based on 167 ratings & 14 user reviews for its doorstep loan service.
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