• You think you've been credit scored enough
• You have a very bad credit rating or no credit history (making borrowing difficult)
• You want to start improving your credit status by successfully repaying your loan (better rates in future)

If you have someone who will act as your guarantor - someone (e.g. parent, relation, close friend) who knows you well - then you will not need to be credit scored, so your credit history doesn't matter.

• Borrow £500 to £3,000 unsecured. If you want to borrow less than £500 and don't want to be credit checked or scored QuickSilver payday loans could help you. For loans over £3000 if you don't mind being credit scored and checked click here)
• You provide a guarantor - this means no credit scoring is required.
• Loan periods of up to 60 months.
• Repay early with no redemption penalties
• You can be a tenant or homeowner
• Fast decision! - we can give you an instant decision online.
• Funds available within next 72 hours
• You can be a tenant or a homeowner
• Your application is confidential - your employer is not contacted.