Best Secured Loans
Compare over 600 secured loans from the UK's top 15 secured lenders
Rates start at 3.65% APR.. Many loans are suitable for poor credit histories although rates will be higher than this.
Loans from £10,000 to £2.5m - although the typical loan size is in the range of £30,000 to £40,000.
By telling us how much you want to borrow and for how long (1 to 30 years) we will be able to focus your search on the lenders who will be able to offer a personalised quote. There is no obligation following your search or request for a quote.
Tell us how you much you need to borrow and for how long - we'll show you the best buy lenders. Lenders are ordered with the lowest "initial rate" first.
Paragon Personal Finance
United Trust Bank
Masthaven Bank Ltd
Optimum Credit Ltd
Shawbrook Bank Limited
Prestige Finance Limited
Step One Finance Limited
Central Trust Ltd
Norton Home Loans
Our comparison service features a selection of providers from whom we receive commission. This table is ordered by initial rate. You use the options above the table to help focus on lenders who may be able to provide a quote.
Loans displayed have a minimum term of 12 months and a maximum term of 360 months. Maximum APRC charged 49.9%.
There are no up-front fees for using our service. The secured loan deals shown are the same as if you were able to go direct.
Secured loan lenders always work through brokers (never direct) so to help you compare loans & find what you need we've teamed up with Fluent Money - the UK's largest secured loan broker.
Our secured loan enquiry service has scored based on 81 ratings & 15 user reviews. Used our website? Write your review now.
Overall Representative example for Secured Loans from Fluent Money
Borrow £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC.
Overall Cost of Comparison 9.1% APRC
Find Your Top 10 Secured Loans
We probably have access to the widest panel of lenders in the UK (currently 15), who between them have hundreds of loan deals available, if we can't find you the best secured loan deals then we doubt anyone can!
All our lenders are well funded and eager to lend if your circumstances allow it. Rates are as low as 3.65% APR variable. While most loans are at variable rates there are fixed rate loans available too.
Due to the nature of this product there are lender setup fees and broker fees, but these are shown as part of the total deals so you can make reasonable comparisons. The representative rate is currently 9.1% APRC (which includes fees).
To compare loan deals you need to:
- Use our best buy table above (no obligation)
- Provide basic information about your loan requirement (value & duration)
- Or, use our simple enquiry form to get a response from our broker.
Obviously prior to any final loan pay outs by lenders a credit check will be done as well as a proper valuation of your property.
You may wish to quickly see the total costs associated with a secured loan and to judge if one is likely to be affordable over the time frame you have in mind. Use the repayment calculator (select "homeowner" as the "loan type") - take care as it uses the representative APR; your quotes are almost certainly going to be different. So it makes sense to get proper lender quotes now.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY