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Guarantor Loans £100 to £15,000

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Guarantor Loans

  • Apply for £100 - £15000
  • Credit Problems OK
  • Non-Homeowner Guarantors accepted
  • Multiple Loan Options
  • No Fees or Charges§
  • Can be paid within 24 hrs

Amigo Loans

amigo loans logo

Lender Snapshot

  • £500 to £10,000 over 1 to 5 years
  • No Fees
  • CCJs & Defaults OK
  • Fast Payout (within 24 hours possible)
  • Pay off early to reduce interest costs (no fees or charges for this)
  • Strong Customer Ratings
  • Great for Credit Building

Find Your Best Loan Options:

  • Fast, FREE enquiry service
  • Multiple Lenders
  • Get 3-4 loan offers (in principle) typically
  • Same Deals as Direct
  • Save Time
Compare Guarantor Loan Lenders

Amigo Loans is the UK's leading provider of guarantor loans. Although the business started in 2005 it was only when it rebranded to its current name in 2012 and started advertising on TV that it became well-known. While it is the best know lender in this sector it is not necessarily the most competitive nor the most innovative. Its success has meant that it listed on the stock market in 2018.

Why Apply to Amigo through Solution Loans?

Simple really:

  • It's the same deal as going direct to Amigo
  • The same enquiry will instantly let you know if other lenders are interested - and many of them offer better deals than Amigo (we other lenders with loan rates starting at 29.9% and even larger loan values)
  • It's FREE! So, you've nothing to lose while it will save you time and may save you money!

Current Amigo TV Advert

Summary of Amigo Loans

Amigo Loans believes that the old fashioned values of trust and relationships should have more value when determining whether to offer a loan than simply relying on a computer credit score. Their guarantor lending model is based on this principle. Before lending you money they will talk to both you and your guarantor to ensure that everyone understands the part they are playing. And of course like all other lenders they are obliged to treat the customer fairly at all times.

Amigo: Loan Summary

Representative APR Loan Term (months) Loan Amount (£) Instant decision E-signature available
49.9% 12 - 60 500 - 10,000  tick-circle-blue.png  tick-circle-blue.png
Representative Example: Borrow £3000 for 36 months. Repay £146.37 each month. Total interest of £2269.32. Total repayable £5269.32. Representative APR 49.9% (variable).

Amigo Launches Amigo Store

Amigo Store is a reaction to the high charges some weekly payment companies levy for providing domestic goods (such as TVs & computers) on credit. With Amigo Store you can shop for your goods online and pay for them at the till with Amigo credit so saving significant sums.


Top 5 Questions - Answered - and 10 promises

What is a Guarantor?

A guarantor is someone known to the borrower who will make the required payments to Amigo Loans if for some reason the you, the borrower, do not.

From your point of view you need to make sure the guarantor trusts you and because this is so important it means that the guarantor is likely to be a family member or a very close personal friend.

From Amigo's point of view they will need a guarantor who satisfies the following criteria:

  • they are aged 18 to 75.
  • they have a good credit history of their own.
  • they could afford to make the repayments if you fail to.
Who can be my Guarantor?

Amigo Loans says a suitable guarantor is someone who:

  • is aged 18-75 (no older than 75 at the end of the term of the loan)
  • hasn't had any issues paying their bills historically
  • can afford to make the monthly repayments if you don't
  • is either a homeowner or a non-homeowner (but keep in mind that if you offer a homeowner guarantor that you stand a better chance of having your guarantor accepted).
What is the Loan Application Process?

Use our free enquiry service to see which lenders will lend to you in principle. We'll be able to tell you if Amigo Loans is one of these and if not we would expect to show you some alternatives.

If Amigo Loans does accept your enquiry you can continue the application process online to provide them with further information. If all goes well then they will call you and your guarantor to go through the terms of the loan and to ensure that you can both afford the loan (the guarantor as well in case you are unable to meet a repayment).

Once all the checks have been passed your loan will be paid out into your guarantor's bank account (this is done to reduce the risk of fraud) within 24 hours (or 48 hours if applications were completed off line).

About Guarantor Loans

Apply Now!

When you apply we will tell you which guarantor loan lenders can help you in principle. There is likely to be a choice.

Our deals are the same as going direct. No Fees. No obligation.

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Our Promises

  • No Fees or Charges
  • Smart Online Service
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  • Independent & Impartial
  • Trusted Partners


Online Service

When it comes to getting you your guarantor loan our online service is second to none. In fact has scored 4.6 out of 5 based on 198 ratings & 31 user reviews for its guarantor loans service.

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