- Use to your advantage
- Rebuild your credit rating
- Find out about Vanquis
- Play by the rules to be OK
- Be wary of the pitfalls
A credit card is the perfect way to run your day-to-day finances. It's a "cash flow tool" - a way to bridge the gap between when you pay for goods and services and when you get paid. If you play by the rules you can get around 45 days of free credit on a revolving basis. If you break the rules you can start to incur high charges and a growing amount of debt. So, it pays to:
If you are thinking of getting a credit card or changing your card provider then check out our 100% up-to-date comparison table. Our comparison table allows you to search for cards on the basis of which:
If you want to find out how to get the most value from using a credit card then read our guide, or watch the 5 minute video. You'll be introduced to the basics of operating a credit card, the benefits of using one and how apply to ensure you get the one right for you.
We've also got some useful articles about credit cards:
If you have a tricky credit history then you might like to know that there are credit cards designed just for people like you. The cards can actually help you improve your credit rating if you meet the payment requirements and stay within your limit.
Vanquis operates one of the most successful cards that can help you rebuild your credit.