- Apply for £100 - £15000
- Credit Problems OK
- Non-Homeowner Guarantors accepted
- Multiple Loan Options
- No Fees or Charges§
- Can be paid within 24 hrs
TFS is now a major guarantor lender. Of all lenders it offers the largest guarantor loans. Guarantor needs to be a homeowner. APR falls to 39.9% at £3000+, and 29.9% at £10,000+
|Representative APR||Loan Term (months)||Loan Amount (£)||Instant decision||E-signature available|
|69.9%||12 - 36 months||1,000 - 1,500|
|48.9%||24 - 48 months||2,000 - 2,500|
|39.9%||24/36 - 60 months||3,000 - 6,000|
|39.9%||48 - 60 months||6,500 - 10,000|
|29.9%||48 - 60 months||10,500 - 15,000|
|Representative Example: Borrow £4000 for 36 months. Repay £178.88 each month. Total interest of £2439.68. Total repayable £6439.68. Interest rate 20.33%. Representative APR 39.9% fixed.|
TFS Loans has been operating in the guarantor loans market since around 2010. They often worked through introducers but having secured extra funding they are now very much in the guarantor loans market on their own terms and with strong ambitions.They are constantly improving their application processes and investing in the technology to ensure that they can deliver a high quality service. TFS Loans are growing rapidly and they have already become one of the major guarantor loan lenders.
In 2013 TFS Loans launched a full online service utilising e-signature technology. This allows applicants (and their guarantors) to submit all the necessary information online and sign the loan documentation. This means a very fast turnaround from initial loan application to loan payout. Their maximum loan value of £15,000 is the largest of all lenders, although they are not able accept non-homeowners as guarantors over £7500.
I've been round the houses trying to get a loan. No one seemed prepared to help me. I was always getting refused even though I am employed and bringing home a good wage now. Blasted credit scoring. Anyway, TFS have been really sympathetic and helpful. I wasn't sure if TFS would accept my guarantor, but they did and I can relax now.
Review by: Nick S, June 20, 2013
There is virtually no coverage on the internet of TFS Loans. But this should not be a concern. We have visited their offices and seen their operation. They have strong financial backing and are investing heavily in their people, technology and processes to ensure you get a great service. They may not be a big brand at the moment but there is every probability that they will become one.
When it comes to getting you your guarantor loan our online service is second to none. In fact Solution-Loans.co.uk has scored based on 198 ratings & 31 user reviews for its guarantor loans service.
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