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Guarantor Loans £100 to £15,000

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Guarantor Loans

  • Apply for £100 - £15000
  • Credit Problems OK
  • Non-Homeowner Guarantors accepted
  • Multiple Loan Options
  • No Fees or Charges§
  • Can be paid within 24 hrs

1 Plus 1 Loans

1 Plus 1 Loans

Lender Snapshot

Guarantor can be either a homeowner or a non-homeowner. Its APR is slightly higher than average but the available loan sizes are a little larger than average.

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  • Multiple Lenders
  • Get 3-4 loan offers (in principle) typically
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Guarantor Loans Comparison

1 Plus 1: Loan Summary

Representative APR Loan Term (months) Loan Amount (£) Instant decision E-signature available
47.8% 12 - 60 500 - 10,000  tick-circle-blue.png  tick-circle-blue.png
Representative Example: Borrow £3000 for 36 months. Repay £143.84 each month. Total interest of £2178.24. Total repayable £5178.24. Interest rate 39.7%. Representative APR 47.8% fixed.

Lender Summary

1Plus1 Loans are based in the North West of England and entered the UK guarantor loans market during 2013. Their current maximum loan has risen over time and is currently £10,000 while their representative APR% is marginally higher than average. The are now able to accept non-homeowners as guarantors as well as homeowners.

Their call centre is open Monday - Friday 9am to 6pm so they should be readily contactable.

User Ratings & Reviews

1Plus1 Loans have not been reviewed on Compare Guarantor Loans yet - be the first.

On Reviewcentre 1Plus1 Loans is scoring 4.7 out of 5 stars.

Our opinion

Their representative APR% is average. The smaller maximum loan value may be a concern to you - other lenders often offer up to £7000 and we're seeing some lenders go up to £10,000 or even £15,000. If you only need a modest sized loan then given the reasonable representative APR% is would seem sensible to click on "select" and to add them to your enquiry sending list.

Regulatory Information
  • 1Plus1 Loans Ltd. Registered in the UK, number 8387053. Registered Address: The Old Tannery, Eastgate, Accrington, Lancashire, BB5 6PW
  • Correspondence Address - as per registered address above
  • Data Protection - registered with the Information Commissioner's Office Z3574423
  • Authorised and regulated by the Financial Conduct Authority. FRN 717767

About Guarantor Loans

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When you apply we will tell you which guarantor loan lenders can help you in principle. There is likely to be a choice.

Our deals are the same as going direct. No Fees. No obligation.

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Our Promises

  • No Fees or Charges
  • Smart Online Service
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  • Independent & Impartial
  • Trusted Partners


Online Service

When it comes to getting you your guarantor loan our online service is second to none. In fact has scored 4.6 out of 5 based on 198 ratings & 31 user reviews for its guarantor loans service.

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