- Loans up to £25,000
- Tenants & Homeowners
- Use for any purpose
- Less than perfect credit
- Free enquiry service
Provide loans from £1000 to £25,000 for people with excellent to slightly impaired credit histories. The rate offered depends on your credit history, but applying won't harm your credit score. It is possible that their rates may beat those of high street lenders.
|Representative APR||Loan Term (months)||Loan Amount (£)||Instant decision||E-signature available|
|9.9%||12 - 60||1,000 - 25,000|
|Representative Example: Borrow £7500 for 60 months. Repay £157.43 each month. Total interest of £1766 and a £180 fee (which is added to your loan). Total repayable £9446. Representative APR 9.9% fixed.|
Zopa is one of the new bread of peer-to-peer lenders (where they act as a matching service for people wanting to lend direct to others). They launched their lending service in 2005 on the back of the dramatic rise in internet usage. Their total lending exceeded £1bn in August 2015 and continues to rise rapidly. Their lending model has two of key elements:
Basic Lending Criteria and Other Features
The peer-to-peer lending market is growing rapidly on the back of major financial technology developments and the overly caustious nature of traditional banks. Zopa are the oldest and largest of this new type of loan service and their customer ratings speak for themselves. We have no hesitation in working with Zopa and it is certainly worth applying through our no-fee system to see what loan offer they can make you. Keep in mind that they are not able to help if your credit rating is on the poorer side.
When it comes to getting you your personal loan our online service is second to none. In fact Solution-Loans.co.uk has scored based on 423 ratings & 61 user reviews for its personal loans service.
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