AvantCredit

  • Loans up to £25,000
  • Tenants & Homeowners
  • Use for any purpose
  • Less than perfect credit
  • Free enquiry service
red-headed young man arms folded and smiling

AvantCredit

Lender Snapshot

Provide loans from £1000 to £20,000 for people with moderate to impaired credit histories. The rate offered depends on your credit history, but applying won’t harm your credit score. Rates start at 9.3% and rise to 59.9% for those with poorer credit histories.

Find Your Best Loan Deals:

  • Fast, FREE enquiry service
  • Multiple Lenders
  • Get 2-3 loan offers (in principle) typically
  • Same Deals as going Direct
  • Save precious time

Get Your Quotes Now!

AvantCredit: Loan Summary

Representative APR Loan Term (months) Loan Amount (£) Instant decision E-signature available
39.5% 12 – 60 1,000 – 20,000
Representative Example: Borrow £5000 for 36 months. Repay £222.67 each month. Total interest of £3016.21. Total repayable £8016.21. Representative APR 39.5% fixed.

Lender Summary

AvantCredit (formerly known as SpringCoin) is a US-owned lender who recently entered the UK market. They are helping to break the mould of traditional lenders by using a deeper understanding of its applicants to automate the process of assessing enquiries and making lending decisions.

Product Features and Service

  • Fast, online application
  • Instant decision using a “soft search” to check eligibility (this is done via our website)
  • No arrangement / set-up fees
  • No early repayment charges
  • Funds in your account as soon as the same day

As with all credit provision you will be required to show that loan repayments are affordable, so please be prepared to provide evidence of income and expenditure.

Current TV Advert

note: since this ad was produced the Representative APR has fallen to 39.5%

User Ratings & Reviews

AvantCredit has not been reviewed on Solution Loans yet – be the first.
On Trustpilot AvantCredit is scoring an average of 4.5 out of 5 stars.

Our opinion

The use of technology to improve decision making and deliver fast service is a major trend in unsecured lending and AvantCredit is at the forefront of this. There is no doubt, based on the applicants we have passed to them, that they are more than capable of delivering loans within a day or two of application. Many people cite the “common sense” approach AvantCredit use in their dealings with customers.

Regulatory Information

  • AvantCredit is a trading style of AvantCredit of UK LLC – registered address and correspondence address 48 Warwick Street, Soho, London, W1B 5NL.
  • Data Protection – registered with the Information Commissioner’s Office, number ZA001503.
  • Authorised and regulated by the Financial Conduct Authority. Reference number 657278.
 

Personal Loans
Guide

If you’re uncertain which type of credit might suit you or you have a money problem then one of guides may help you. We summarise each type of loan and their pros and cons, and address issues regarding debt and credit ratings.

OUR PROMISES

  • No Upfront Fees
  • Smart Online Service
  • Stay Safe & Secure
  • Independent & Impartial
  • Trusted Partners

WHY CHOOSE US?

For over a decade Solution Loans has helped people all over the UK find solutions to their personal finance problems.

OUR REPUTATION Personal Loan

OUR REPUTATION

rating starrating starrating starrating starrating star

Our reputation is great. In fact we have scored 4.7 out of 5 based on 423 ratings & 61 user reviews for our personal loans service.

THE SOLUTION TO YOUR MONEY PROBLEMS

FIND A LOAN find a loan now

Answer 4 quick questions and we’ll tell you what kinds of credit may be available to you

GET A QUOTE apply now

Use our quick, simple & secure enquiry form to get a quote now. Compare deals & complete your application.

Written/Reviewed by: Amanda Gillam

rotating loading icon
arrow to return to top