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Secured loans are becoming more and more commonly used but they are not obtained the same way unsecured loans are:
Working with our specialist broker partner means we are able to give you access to the UK's top secured loan lenders. And new ones are joining the panel at regular intervals. It is becoming a highly competitive market and deals are improving all the time. All lenders are fully compliant with and regulated by the Financial Conduct Authority (FCA).
One of the key requirements under this regulation is that they must always treat the customer fairly - this means they must ensure that your needs and requirements are met precisely and that there is a provision of high quality customer service.
Our lenders include: StepOne Finance, Optimum Credit, 1st Stop Home Loans, Shawbrook Bank, Evolution Money, Norton Home Loans, Precise Mortgages, Paragon Personal Finance, Prestige Finance, Central Trust, Masthaven, Together Loans & Mortgages, and United Trust Bank.
Lenders have chosen to work solely through brokers. And as we work with all the UK's best lenders this means that with one simple enquiry you can quickly find out which lenders and deals are available for you. You won't be wasting your time going to 15 lenders separately.
Our enquiry service is free, but if you do take out a loan then we will earn a commission. All costs associated with setting up a secured loan will be provided by the lenders when they make you the loan offers.
Given high street banks' interest in providing mortgages and remortgages (which after all are simply "first charge loans" secured on a property) you would think that they might be interested in selling "second charge loans" as an alternative. But this is not the case. You won't find NatWest, RBS, HSBC, Santander, Lloyds or Nationwide promoting this product at all.
You can find out more about the difference between secured loans and remortgages.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY
* Actual rate will depend on personal circumstances and credit assessments. To find out what rate you can get apply below. The current Representative APRC is 9.1%, including lender and broker fees.
When it comes to getting you your homeowner loan our online service is second to none. In fact Solution-Loans.co.uk has scored based on 81 ratings & 15 user reviews for its secured loans service.
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