- Rates start at 3.65%
- Fixed rates available
- Choose from 600+ plans
- 95+% LTV available
- Bad Credit OK
The UK secured loan market is very competitive with new lenders entering all the time.
Our panel of lenders stands at 15 and is the widest panel available. Between them we're able to offer over 600 secured loan products providing:
The % rate you will be offered for your secured loan is influenced by:
1 If your secured loan were a high % of the free equity in your property and the value of your property fell then the lender's loan might not be fully protected. So, the interest rate charged tends to rise as the LTV% rises.
So to minimise the total cost of your loan, as well as to get the lowest APR%, you should:
Even if your credit rating is poor you may find that a secured loan is still cheaper than alternatives that offer the lender no security.
The only way to know for sure what your secured loan is going to cost is to get a quote or directly compare lender deals. They will also show you the additional fees that are applicable (lender and broker) when you take out the loan. However, you can get a sense of the cost of a secured loan by using our calculator below.
Take care as it uses the representative %APRC (which includes fees). Make sure you set "loan type" to "homeowner". As you vary loan term and loan value you can see the monthly repayment and total life cost of the loan change. It may help you to find the balance that remains affordable.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY
* Actual rate will depend on personal circumstances and credit assessments. To find out what rate you can get apply below. The current Representative APRC is 9.1%, including lender and broker fees.
When it comes to getting you your homeowner loan our online service is second to none. In fact Solution-Loans.co.uk has scored based on 81 ratings & 15 user reviews for its secured loans service.
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