Short Term No Credit Check

  • Loans from 1 month+
  • Borrow £100+
  • Payouts within 24 hrs
  • Financial Problems OK
  • Multiple Loan Options
  • No Fees or Charges§
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Short Term Cash Loans

So many people want loans over short periods such as 1 month, 6 months or 12 months that we thought we’d put all the options into one place. Often they want these loans without a credit check perhaps because they have credit problems. However, you need to know that regardless of the lender you will be credit checked if only for the lender to ensure applications aren’t fraudulent.

The good news is that all of these loans put less emphasis on your credit rating than some others. Short term lenders are more interested in your current income situation as they don’t ask for security. Longer-term lenders look to offset any credit risk by asking for security or guarantees. All will need to assess affordability.

Borrowing Periods:

Small Cash Loans No Credit Check

For really short term loans, and where you do not need to borrow more than £1000 to £2000, you should find a payday loan or instalment loan will fit the bill. However, if you need to borrow more, or if you want to borrow over say 12 months or so then it may be best to consider a guarantor loan or logbook loan. In spite of the “no credit check” phrase, all these loans will conduct a credit check to at least check your identity.

Consider a Line of Credit: We’re working with Drafty to provide short term credit (£50 to £3,000) that could be a good alternative to a payday loan, credit card or bank overdraft. No fees. Learn more about Drafty.

Bad Credit Loans

If you’re uncertain which type of credit might suit you or you have a money problem then one of guides may help you. We summarise each type of loan and their pros and cons, and address issues regarding debt and credit ratings.


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For over a decade Solution Loans has helped people all over the UK find solutions to their personal finance problems.



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Our reputation is great. In fact we have scored 4.7 out of 5 based on 262 ratings & 41 user reviews for our bad credit loans service.


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Written/Reviewed by: Amanda Gillam

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