No Credit Check*

  • Borrow £100 – £15000
  • Financial Problems OK
  • Non-Homeowner Guarantors accepted
  • Multiple Loan Options
  • No Fees or Charges§
  • Can be paid within 24 hrs

Instant Decision – Same Day Payout

We’ve built a fast no credit check loan search service to make sure journey is as smooth as possible and you can get your loan quickly:

  • Simple enquiry form that takes 60 seconds to complete
  • In principle lending offers (multiple lenders) in another 60 seconds
  • Continue online to favoured lender(s)
  • Complete their application process
  • You guarantor co-signs the agreement online
  • Loan payout within 24 hours and even the same day is possible

Our service is fast & effective:

  • Fast free enquiry service
  • Instant lending decisions (in principle)
  • Multiple loan offers likely
  • Same deals as going direct
  • Quick online service by lenders
  • Same day payout possible (certainly within 24 hours)
  • Loans from £500 to £15,000
  • No credit checks*

Get My Quotes

How to get your loan as quickly as possible

So you need a no credit check loan* and want it fast. What do you have to do to get your loan paid out the same day?

  • Complete our safe and secure enquiry form – that takes just 60 seconds
  • Wait while our system talks to multiple lenders – that takes another 60 seconds (max)
  • We’ll present you with a tailored list of lenders who are interested in taking your loan application – that’s a total of 2 minutes (max)!
  • Choose your favoured lender(s) and click through directly to their websites
  • Provide the information they need – only in exceptional circumstances will they ask for copy documents. Normally you can complete all of this online.
  • Ensure your proposed guarantor meets the criteria so that they are likely to be accepted
  • You and your guarantor co-sign the loan agreement
  • The lender processes your application and then organises a bank transfer.

There are a few hurdles to jump, but none are to onerous. Perhaps the trickiest is making sure that your guarantor is acceptable to the lender. This may take a bit of work to sort out and it makes sense to do this early on in case your first choice is rejected.

* the lenders will check your credit file to verify your identity and to ensure you are not bankrupt or involved in an IVA. This search will be registered on your credit file. However, many guarantor loan lenders will not use the other information in your credit file to credit score you, or if they do credit score you this will not necessarily impact you since you provide a guarantor. Borrowing is always subject to affordability checks.


Bad Credit Loans

If you’re uncertain which type of credit might suit you or you have a money problem then one of guides may help you. We summarise each type of loan and their pros and cons, and address issues regarding debt and credit ratings.


  • No Upfront Fees
  • Smart Online Service
  • Stay Safe & Secure
  • Independent & Impartial
  • Trusted Partners


For over a decade Solution Loans has helped people all over the UK find solutions to their personal finance problems.



Our reputation is great. In fact we have scored 4.7 out of 5 based on 262 ratings & 41 user reviews for our bad credit loans service.


FIND A LOAN find a loan now

Answer 4 quick questions and will tell you what kind of loan options maybe avialiable to you

APPLY NOW apply now

We provide quick and simple enquiry forms that are 100% safe & secure to access the loan you need.

Written/Reviewed by: Amanda Gillam