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Guarantor Loans £100 to £15,000

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Guarantor Loans

  • Apply for £100 - £15000
  • Credit Problems OK
  • Non-Homeowner Guarantors accepted
  • Multiple Loan Options
  • No Fees or Charges§
  • Can be paid within 24 hrs

Back to Back Loans

Back to Back Loans

Lender Snapshot

Your guarantor does not have to be a homeowner. You do not have to have perfect credit. Early repayments are acceptable to reduce the overall cost of the loan. No penalty for doing this. A possible alternative to a payday loan. It may be possible to borrow up to £750.

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  • Get 3-4 loan offers (in principle) typically
  • Same Deals as Direct
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Back to Back: Loan Summary

Representative APR Loan Term (months) Loan Amount (£) Instant decision E-signature available
304% 6, 9, 12 & 24 50 - 750  tick-circle-blue.png  tick-circle-blue.png
Representative Example: Borrow £600 for 24 months. Interest and charges £1207.92. Repay £1807.92. Interest rate 140% variable. Representative APR 304% variable.

Lender Summary

Back to Back Loans started lending small value guarantor loans in the first half of 2012 under the name Quick Cash Club. It was started by, amongst other people, the person who used to run FLM Quick at the Richmond Group. So Back to Back Loans has the knowledge and the experience of providing small cash loans quickly and efficiently. Their application process is transparent and fast. If you only need a small loan then it is certainly worth considering them.

The small cash loans that Back to Back Loans issue are a good alternative to traditional payday loans. They offer repayment terms of 6, 9 12 or 24 months with the ability to repay the loan earlier with no penalty incurred. This is great if you suddenly discover you are able to do this (e.g. suddenly receive a windfall) as it will reduce the overall cost of the loan. And this is certainly something we would always recommend you do if you can.

User Ratings & Reviews
Back to Back Loans has a rating of 4.5 out of 5 based on 74 ratings & 5 user reviews.

Most recent customer review

Back to Back Loans ★★★★★
I'll never use payday loans again, not since I discovered these guys. I think their rates are pretty competitive, but the best thing about them was they were quick to deal with my application.

Review by: Nick D, April 15, 2015

Our opinion

There's no doubt in our mind that Back to Back's small cash loan offer is worth considering if you would otherwise be using a payday loan. With an representative APR% considerably less than a payday loan and the ability to repay the loan early to reduce your interest costs you could be much better off. You have to provide a guarantor but they don't have to be a homeowner. It opens up greatly the options for you. If you do need a small cash loan of up to £750 then you should seriously consider using them. You can get your cash within 2 hours of applying for it.

Regulatory Information
  • Back to Back Loans is a trading style of Chandler Hart Ltd. Registered in the UK number 7653377. Registered Address: Unit 1c, Riparian Way, The Crossings Business Park, Cross Hills, Keighley, West Yorkshire, BD20 7AA
  • Correspondence Address - Suite 9, Pine Court, 36 Gervis Road, Bournemouth, BH1 3DH
  • Data Protection - registered with the Information Commissioner's Office, number Z3024993
  • Authorised and regulated by the Financial Conduct Authority. Interim permission number 645294

About Guarantor Loans

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When you apply we will tell you which guarantor loan lenders can help you in principle. There is likely to be a choice.

Our deals are the same as going direct. No Fees. No obligation.

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Our Promises

  • No Fees or Charges
  • Smart Online Service
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  • Independent & Impartial
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Online Service

When it comes to getting you your guarantor loan our online service is second to none. In fact has scored 4.6 out of 5 based on 198 ratings & 31 user reviews for its guarantor loans service.

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