- Apply for £100 - £15000
- Credit Problems OK
- Non-Homeowner Guarantors accepted
- Multiple Loan Options
- No Fees or Charges§
- Can be paid within 24 hrs
Let's be clear - no loan can ever be guaranteed, not even those using a guarantor. Your personal circumstances will always determine whether a lender feels they can extend credit to you. However, all other things being equal you are more likely to be able to get a loan if you are able to provide an acceptable guarantor than if you can't.
So we're not talking so much a "guaranteed guarantor loan" but more of a "much better chance of getting a loan" loan.
So, you have bad credit and you really need a loan. Knowing now that no loan can be guaranteed the best thing to do is follow the path that will maximise your chance of getting a loan.
Lending is all about risk. If you have a bad credit history then a lender is likely to see you as a bad risk unless you can offer something in return. One of these cases could satisfy a lender:
We always find it remarkable that a lender would expect someone with credit problems to pay so much more for their loan - it just seems wrong.
Your best bet is to find a person to guarantee to step in should you struggle to meet the repayments - i.e. a guarantor. And a guarantor loan is the type of loan to apply for in this case. The representative APR is 39.9% compared to 70+% for those bad credit loans that don't need a guarantor!
People often want to go direct to lenders because they think it will save them money. However, there really is no need to do this. This is because:
When it comes to getting you your guarantor loan our online service is second to none. In fact Solution-Loans.co.uk has scored based on 198 ratings & 31 user reviews for its guarantor loans service.
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