Financial Help at Hand

Doorstep Loans and Home Credit

Need a small cash sum but don't have a bank account?

Your Questions Answered

Doorstep Loans

  • Cash sums up to £2500 (subject to affordability)
  • Repay over 13 - 104 wks
  • Fixed weekly payments
  • Friendly home service
  • No bank account needed
  • Multiple loan options

Lenders & Loan Companies

Doorstep lenders work on a local, regional or national UK basis. So, depending on where you live you will have a range of lenders available to you. However, we have chosen to work with two national companies who both have very strong reputations built over decades - Provident has been in business for over 130 years, and Morses Club for many, many decades! So you can be sure that you are dealing with reputable companies who you can trust.

You must take great care when looking for a doorstep lender who works in your area. You do not want to expose yourself to so-called loan sharks - unscrupulous people who are not licensed to lend money and who will charge extortionate interest rates that will drive you into insurmountable debt. Don't take such a risk. Make sure you stay safe by dealing with our trusted doorstep lender partners.

If you have questions about doorstep loans and home credit check out our FAQ section.

Introducing Our Lenders

We are confident that Morses Club and Provident* are the most trusted and respected home credit lenders in the UK. You can trust their team members and agents to be friendly, polite and understanding when they visit you face to face at your home. And you can trust these companies to offer a great service at a very competitive rate.

Both lenders have customer satisfaction in the region of 92% to 97% - we think that says volumes about the quality of their service!

Morses Club

Morses Club logo. Previously Shopacheck

  • Borrow £100 to £400 (up to £1000 for existing borrowers) subject to affordability.
  • Repay your cash loan over 20, 33 or 52 weeks to their agent who visits you
  • No charges for missed payments or defaults
  • No penalties to repay faster or repay early to save interest costs
  • Representative 756.5% APR

*FOR INFO - Provident are not accepting applications currently


Provident Personal Credit Loans

  • Borrow £100 to £1000 (up to £2500 for existing customers) subject to affordability.
  • Repay over 13, 26 or 52 weeks (up to 104 weeks for loan £500+ for existing borrowers)
  • No hidden charges or late fees - so you always know the total of what you have to repay
  • Make manageable weekly repayments to the friendly team member who visits you at home
  • Representative 535.3% APR
  • Please note: Provident are not taking applications currently

Need a Doorstep Loan in a specific area?

View our city pages for more information about obtaining a doorstep loan where you live:

Compare the price of home collected and other cash loans available in your area at

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About Doorstep Loans

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Our Promises

  • No Fees and Charges
  • Smart Online Service
  • Stay Safe & Secure
  • Independent & Impartial
  • Trusted Partners


Online Service

When it comes to getting you your doorstep loan our online service is second to none. In fact has scored 4.6 out of 5 based on 203 ratings & 21 user reviews for its doorstep loan service.

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