Category: Credit File

Your credit file

Your rights if you’re being refused credit by companies

If you need to borrow money then getting the...

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Inaccuracies at credit reference agencies

What to do if Credit Reference Agencies hold incorrect data about you

As we all know, the contents of your credit...

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your partner affect your credit rating

Could my partner’s credit rating affect my ability to get credit?

According to the credit ratings agency Experian, one in...

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repayment arrears

What happens if you get into loan repayment arrears?

A 2017 survey carried out by the Bank of...

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judge loan affordability

How lenders judge loan repayment affordability and why this is important to you

There are many factors involved in being approved for...

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accessing your credit report

How to access your credit report

Your credit report has a lot of impact on...

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credit reference agencies

How do Credit Reference Agencies work?

Credit reference agencies, such as Experian, have come to...

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fraud from identity theft

Top 10 tips to protect yourself from identity theft

In 2016, figures from fraud prevention service Cifas indicated...

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polling and the electoral role

Why registering to vote makes both political and financial sense

A surge in young people voting is said to...

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