Will self-drive cars ever become reality?
There's a lot of talk about driver-less or self-drive cars. The days of steering and changing gear are numbered. What will we do while we complete our trip?...
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How do people cope with no bank account?
Not having a bank account means living a cash-based lifestyle. This may be a conscious choice or may have been imposed. What are the real problems and costs?...
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How to get credit – if you rent your home or have bad credit
If you have credit problems and don't own your home you may feel that there are limit credit options. But this isn't true. Here are some alternatives....
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The Bank of Mum & Dad – the UK’s 10th largest mortgage company!
The bank of mum and dad lent £5bn to their children last year so they could get on the housing ladder. But this is unlikely to be sustainable....
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How will Brexit affect personal loans and other family finances?
The journey to Brexit has started. In 2 years time the UK will be on its own. What this all means for your personal finances is the centre of a big debate....
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A guide to Secured Loans and how they work
On the back of growing house prices people are using secured homeowner loans to access the value in their property. Here are the pros and cons of doing it....
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Crunch – Are Car Loans the next subprime crisis?
An explosion of credit for new cars threatens to repeat the sub-prime mortgage crisis of 2008. Is borrowing on bad credit for a depreciating asset sensible?...
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Why loan sharks just aren’t worth the risk
Once a loan shark has their teeth in you they won't let go. Find out how loan sharks cause misery. Discover why an authorised FCA broker is much safer....
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Why are Credit Unions in decline?
Held up as the solution to low cost short term credit credit unions are in fact in decline. But how can this be given their strong community standing?...
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The new online ways to buy or sell your cars
Buy and sell your cars using the latest online services such as CarWow, Tootle and Wizzle. Get lower purchase prices and higher sale prices....
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Why are debt consolidation loans so popular?
Consolidating your credit cards, loans and other debt into a single new loan can be an effective way to reduce your monthly payments and total interest paid...
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Why people will always need short term loans
Not having savings or access to cash might mean you need to borrow a short term loan if you have an emergency. Here's our view on things....
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