Better Borrowing

Better Borrowing
Update on the FCA’s review of motor car finance deals

Car finance has doubled to 2.3 million users over the past decade. The FCA started a review of the market in 2017 to see if there were any issues to be addresse...

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Amanda Gillam 27th April, 2018
What type of cars should we buy, now and over the next decade?

Our love affair with petrol and diesel vehicles is about to change, whether we like it or not. Concerns about CO2 and NO2 emissions, and their effect on the pla...

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Amanda Gillam 4th April, 2018
Equity Release reaches record levels in 2017

A growing proportion of homeowners are using equity release to give themselves the comfortable retirement they deserve. But before you sign on the dotted line y...

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Alex Hartley 28th February, 2018
Car Finance – the worry of extra charges

PCP car deals contain contract clauses that allow lenders to claw back additional costs if the "condition" of the car has not been maintained. Have you been stu...

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Alex Hartley 23rd February, 2018
George Banco is acquired by Non-Standard Finance PLC

Solution Loans has been working with George Banco as a guarantor loans lender for many years. At the end of 2017 they were acquired by Non Standard Finance PLC ...

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Amanda Gillam 21st February, 2018
Credit file vs credit score – what’s the difference?

Your credit file is your credit history stored at the major credit reference agencies. This file of data can be turned into a credit score to help lenders....

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Alex Hartley 29th January, 2018
How do Credit Reference Agencies work?

We all use credit all the time. Companies who provide this credit are in constant touch with the credit reference agencies. You ought to know how they work!...

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Amanda Gillam 26th January, 2018
What are your responsibilities as a guarantor for a loan?

Being a guarantor will help the borrower get the loan they need but you must not enter into such an agreement without knowing your responsibilities....

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Alex Hartley 24th January, 2018
What types of credit may still be available if you have a bad credit history?

A bad credit history does not necessarily mean that you can't get new credit. It may cost a little more, but there are various options you can consider....

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Amanda Gillam 22nd January, 2018
An unpleasant surprise is awaiting people on PCP car finance deals!

With new car prices rising due to Brexit and environmental charges and used car prices falling your next PCP deal may not be as rewarding....

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Alex Hartley 19th January, 2018
Who can be my guarantor for a loan?

Choose your guarantor with care. You need to trust each other & you need to be able to please the lender with your choice of guarantor. Here's how to do it....

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Amanda Gillam 17th January, 2018
What causes someone to have a bad credit rating, and what can they do to fix it?

There are many reasons why your credit rating may have worsened over time. The implications are significant, so here's how to improve your credit rating....

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Alex Hartley 15th January, 2018


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