The Major Credit Reference Agencies | UK & USA
The 3 Most Important Credit Bureaus
Credit reference agencies (also called credit bureau) capture the credit behaviour of all of us who use credit. You don’t need to be borrowing from banks for there to be a credit file about you. Merely starting a mobile phone contract or paying for your utilities in arrears means you are using credit.
As your creditworthiness is vital in today’s economy it pays to understand what these companies know about you. And it pays to know how to ensure that information is correct.
Learn what you need to do: The Ultimate Guide to Improve Your Credit Rating.
In the meantime, here are the contact details for key credit bureaus should you need to contact them:
Our Money & Credit Guides
If you’re uncertain which type of credit might suit you or you have a money problem then one of our guides may help you. We summarise each type of loan and their pros and cons and address issues regarding debt and credit ratings.
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