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Compare 100s of homeowner loans. We'll help you find the right one

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Homeowner Loans

  • £5,000 - £250,000+
  • Choice: 600+ plans
  • 95+% LTV available
  • Poor Credit OK
  • Trusted 5★ partner
  • Discover your options
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Homeowner Loans - Quotes

Comparing loan quotes is easy. Complete the short, secure enquiry form. Our partner Fluent Money will do the hard work for you! Then choose what's right for you.

Low Interest Rates - rates start at 3.83% APR. Fixed rates available.

With so many lenders competing for business we're probably able to find you a great deal. Fixed rates are great for a longer term loan to help you budget properly.

Access to 100s of loans from numerous lenders

It's a competitive market with lots of lenders. Between them there are 100s of options and plans to suit all types of income, employment and credit histories.

Apply for £5,000 upwards - get your loan options.

We'll instantly get you quotes through our partner. They'll tell you what your options are. You can decide how you want to proceed. There are no fees unless you decide to take out a loan. The typical loan size is in the range of £15,000 to £25,000.

95% LTV for loans £25,000+ 

100% LTV for loans up to £20,000. 140% LTV for loans up to £8,000

Repay over 5 to 25 years - control your monthly repayments to ensure they are affordable.

But be aware that the more quickly you pay off the loan the less interest you will pay overall.

Plans for all credit ratings.

CCJs, Defaults, IVAs, Mortgage Arrears and Discharge Bankrupts can most probably be helped.

Hint! Set the loan value to £100,000 for all loans of £100,000 or more. We have lenders who offer loans in excess of £250,000.

Rates from 3.83% APR*

* Actual rate will depend on personal circumstances and credit assessments. To find out what rate you can get apply below. The current Representative APRC is 9.1%, including lender and broker fees.

No Upfront Fees & No Obligation - so no risk to you.

It costs nothing to find out what your options are. So all you will spend is a little time. And you don't have to proceed with any options shown to you. Only if you do proceed will a fee be payable. This will be advised beforehand and can be added to your loan.

5★ service from our trusted partner

We work with Fluent Money who are the UK's leading homeowner loan broker. Note: most secured loans are only available through brokers.

A better alternative to Remortgaging? 

There are MANY reasons why a homeowner loan could make more sense than to remortgage - see our main homeowner loan page for further information.
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Fluent Money will be processing your loan application. Data Protection Registration Number Z9868049. Fluent Money is authorised and regulated by the Financial Conduct Authority, registration number 601952.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY

9.1% APRC Representative

Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC.

Minimum Term 12 months. Maximum Term 300 months. Maximum APR charged 49.9%.