|
This an online service for UK
residents. This website is an independent marketing
website and not a lender. We pass on enquiries to
financial service providers and cannot offer financial
advice. We are not responsible or liable for any
financial service, loan or mortgage product obtained
through a third party. An enquiry from this website does
not constitute an offer to provide a loan or mortgage.
If you wish to contact us regarding data protection and
privacy issues please call us on
020 8133 1474.
DATA PROTECTION ACT 1998
I/we confirm that I/we have the consent of any third
party whose details I/we may disclose to "You" to
disclose such details and to authorise You and the third
parties referred to in the paragraph below to process
such details for the purposes of assessing my/our
application and administering and enforcing any
subsequent loan which may be granted to me/us.
I/we agree that You and any lender resulting from this
application (the "Lender") shall be entitled to use and
process, by any medium, the information given by me/us
in this application form and any other information about
me/us which may be acquired during the lifetime of any
loan ("the Data") for the following purposes:-
i. to provide the Data to and search the files of one or
more credit reference or fraud prevention agencies
whether before, or during the lifetime of any loan
granted to me/us by the Lender, who will keep a record
of such search, to confirm the Data, and for the
purposes of credit assessment or account administration.
I/we understand that You and /or the Lender will record
false or inaccurate information if this is given by
me/us and fraud is suspected.
ii. To disclose the Data to credit reference agencies
when requested by them for consideration of any future
applications for finance made by me or members of my
household/family, or for fraud prevention and/or tracing
debtors (the agencies may also disclose the Data to
other lenders for these purposes)
iii. to disclose the Data to any other company within
the Lender's group of companies and/or to any third
parties (for example, debt counsellors and insurers) at
any time for the purposes of assessing my/our
application and administering and enforcing any
subsequent loan whether during the course of my/our
application or during the lifetime of any loan granted
pursuant to such application;
iv. to disclose the Data to any third party who replaces
or who may replace my/our Lender.
back to top
PREVENTION OF MONEY LAUNDERING
The Lender and other organisations may use and search
the records of credit reference or fraud prevention
agencies to check your identity to prevent money
laundering, unless you have furnished other satisfactory
proof of identity. back to top
RIGHT OF SUBJECT ACCESS
Information held by us will be processed only for
purposes for which we have registered under the Data
Protection Act. Upon you making a request in writing we
will provide you with a copy of the information which we
hold concerning you on payment of a fee.
back to top
PERSONAL DETAILS AND DATA PRIVACY
If you proceed with you application the personal details
which you submit to us (Personal Data) are held by for
our own use. It is your responsibility to ensure that
your Personal Data is accurate and up to date and to
inform us of any changes that need to be made. We or
other organisation may use the Personal Data for the
purposes of contacting you by post, telephone or
electronic means regarding your application or for a use
that has been notified to the Office of Information.
back to top
PRIVACY STATEMENT
We use "cookies" to enable you to personalise your
visits to this website and simplify procedures, to keep
track of your preferences and to track the usage of this
website. Cookies are small pieces of information that
are stored in the hard drive of your computer by your
browser. We will use the cookies to provide us with
information about your habits and preferences. You may
turn off the cookies' function via the menu bar of your
browser, but please note that this may reduce the
functionality of this website.
You have a right to access the information that we hold
about you. To obtain a copy of this information, you
should e-mail using our contact us link. We may charge a
reasonable fee for this service.
Whilst it is not our intention to do so, we reserve the
right to change its policies and terms at any time. Any
such changes will be posted on this page. back to top
WEBSITE USER AGREEMENT & TERMS OF USE
Website User Agreement and Terms of Use Use of this
website ("the site") constitutes acceptance of this
Website User Agreement ("the agreement") and Terms of
Use ("terms"). The user of the site ("you") represent
that you have read and understood these terms and agree
to be bound by them. If you do not agree to all the
terms and conditions on this page, please do not use
this website. Use of any internal or external links on
this website constitutes acceptance of the terms on this
page. If you do not agree with these terms, please exit
this site by closing the browser window.
In order to use this site you must agree to be legally
bound and to abide by the terms and to indemnify and
hold the operators of this website harmless from all
alleged or actual damages, claims and expenses relating
to any warrant, guarantee or representations made by the
individual service providers featured within this
website or linked websites. This also includes, without
limitation, attorney's fees. The use of this site for
any reason is deemed to be an agreement of this
condition. back to top
DISCLAIMERS
Bearing in mind that this is a free "public access"
site, it is a condition of use of the site and the
materials in it that use is at the user's own risk. We
give no representation or warranty as to the accuracy of
the content of the site and assume no responsibility for
errors or omissions in it or the effect it has upon your
computer. We disclaim all liability in respect of such
information and its provision, however under FSA
regulation we have to make the details clear, fair and
not misleading. Neither we nor any of the site's
administrators, editors or contributors shall be liable
for any loss or damages suffered as a result of any use
of the site, including but not limited to direct loss,
consequential loss and loss of profits. We do not
assume, and therefore disclaim, any liability for any
loss or damage caused by errors or omissions.
This site is provided on an "as is" and "as available"
basis. We shall not be liable for any direct, indirect,
incidental, special, or consequential damages. This
includes, without limitation and even if we are advised
of the possibility thereof, any damages for loss of
goodwill or any and all other commercial damages or
losses including loss of profit, that result from the
use of, or inability to use our Independent Financial
Advisers. The user agrees not to rely on any information
obtained from our website and indemnifies us from
mistakes, omissions, errors, interruptions, delays of
service or performance, defects, harmful components,
viruses and bugs, howsoever caused. It is the user's
duty to execute anti-contamination or virus software and
ensure that any information, if contaminated or
infected, will not damage the user's information or
system. The entire risk as to the use of this website is
with the user. This website or its agents are not
responsible or liable for telephone, network, ISP,
electronic, computer or other communication problems or
failures of any kind. Personal information sent to us is
at the senders own risk.
This independently owned website acts solely as an
advertising and marketing vehicle for third party
financial services and, as such, the owners, webmasters
and marketing professionals of this website are unable
to offer financial advice. The information provided does
not form the basis of any contract. Any contract formed
as a result of a contact made through this website is
between the consumer and the loan providers. Financial
decisions should not be based solely on the information
contained within this website. back to top
INDEMNITY
In order to use this site you must agree to be legally
bound and to abide by the terms and to indemnify and
hold this website harmless from all alleged or actual
damages, claims and expenses relating to any warrant,
guarantee or representations made by the individual
merchants or linked sites. This also includes, without
limitation, attorney's fees. The use of this site for
any reason is deemed to be an agreement of this
condition. back to top
AVAILABILITY OF SERVICE
We do not warrant or guarantee that this website will be
uninterrupted or error-free. back to top
LINKS AND SITE CONTENT
We do not make any warrant or guarantee, either
expressed or implied as to the accuracy, validity,
completeness, suitability, reliability, or currency of
any information content within its site or sites to
which it is linked to. Links to other websites are
provided solely as a resource guide and do not represent
an endorsement or guarantee, either expressed or
implied. This website does not assume any liability for
any of the products, services, or data of any other
sites. This website is a facilitator of links to the
content of other sites and as such has no editorial
control over the content of such linked sites in the
same manner that a public library has no control over
the content of the books that it distributes. It is the
responsibility of the user to evaluate the information,
opinion, advice, or other content contained within the
site. We cannot be held responsible or liable for any
loss or damage due to reliance on information obtained
through this website. back to top
INFORMATION INDEMNITY
The user agrees not to rely on any information obtained
from this website and indemnifies us from mistakes,
omissions, errors, interruptions, delays of service or
performance, defects, harmful components, viruses and
bugs, howsoever caused. back to top
SEVERANCE
If a term, covenant, provision, or condition of this
agreement becomes, or shall be held by any court of
competent jurisdiction to be against public policy or
illegal, all remaining provisions of this agreement
shall remain in full force and effect and unaffected,
impaired or invalidated by this decision. The
invalidated item shall be modified by the parties to the
full extent possible to carry out all the intentions and
directives stated in this agreement. back to top
GOVERNING LAW
Any such contract will be interpreted, construed and
enforced in all respects in accordance with the laws of
England, and you and ourselves irrevocably submit to the
non-exclusive jurisdiction of the English Courts.
This agreement is governed by English law and all
disputes will be handled solely in the United Kingdom.
English Courts will have jurisdiction in respect of it.
You consent to such venue and jurisdiction. This website
is controlled and operated from offices in the United
Kingdom and makes no representations or warranties that
its content or use is legal in other locations. back to top
HEADINGS
Headings are for reading convenience only and are not to
be used in the interpretation of this agreement. back to top
VARIATION
Whilst it is not our intention to do so, the operators
of this Website reserves the right to change its
policies and terms at any time. Any such changes will be
posted on this page.
We do not assume, and therefore disclaim, any liability
for any loss or damage caused by errors or omissions.
This website is not associated with other companies who
own similar sounding names.
If you do not agree to all the terms and conditions on
this page, please do not use this website. Use of any
internal or external links on this website constitutes
acceptance of the terms on this page. If you do not
agree with these terms, please exit this site by closing
the browser window. back to top
|
| |
|
