- Loans up to £25,000
- Tenants & Homeowners
- Use for any purpose
- Less than perfect credit
- Free enquiry service
Provide loans from £1000 to £15,000 where an applicant's credit history would normally be a problem. Apply online for acceptance and complete face-to-face in your local branch.
|Representative APR||Loan Term (months)||Loan Amount (£)||Instant decision||E-signature available|
|79.4%||24 - 60||1,000 - 15,000|
|Representative Example: Borrow £3000 for 24 months. Repay £217.24 each month. Total interest of £2213.68. Total repayable £5213.68. Representative APR 79.4% variable.|
Everyday Loans was started in 2006 with the express intention of helping those with a less-than-perfect credit history get the unsecured loan they need. Their lending model has two key features:
Basic Lending Criteria
As with any other type of credit the lender will conduct an affordability assessment to ensure any new lending will not put undue pressure on your budget.
How the Branch Network Works
Everyday Loans has a network of branches around the UK that cover c.80% of UK postcodes - so there is a high chance that there's one near you. They are continuing to open new branches to help extend their reach. Where there is no branch they can on occasions lend from a central team (though terms are stricter).
Once you have applied online and been accepted the branch will get in touch and arrange a time for you to visit. At this point you take any documentation with you they ask for and complete the process. The loan can be paid can be made immediately.
We're impressed with Everyday's Loans philosophy and the attention to detail that their branch system encourages. If you have had credit problems and need an unsecured loan then it is certainly worth considering Everyday Loans. If you use our service we'll be able to instantly tell you if they are one of the lenders who has accepted your enquiry and if there are any alternatives worth considering at the same time.
When it comes to getting you your personal loan our online service is second to none. In fact Solution-Loans.co.uk has scored based on 325 ratings & 47 user reviews for its personal loans service.
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