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Personal Loans from Everyday Loans

Personal loans of up to £25,000 for any purpose

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Personal Loans

  • Loans up to £25,000
  • Tenants & Homeowners
  • Use for any purpose
  • Less than perfect credit
  • Free enquiry service

Everyday Loans

Everyday Loans logo

Lender Snapshot

Provide loans from £1000 to £15,000 where an applicant's credit history would normally be a problem. Apply online for acceptance and complete face-to-face in your local branch.

Find Your Best Loan Deals:

  • Fast, FREE enquiry service
  • Multiple Lenders
  • Get 2-3 loan offers (in principle) typically
  • Same Deals as going Direct
  • Save precious time

Everyday Loans: Loan Summary

Representative APR Loan Term (months) Loan Amount (£) Instant decision E-signature available
79.4% 24 - 60 1,000 - 15,000  tick-circle-blue.png  cross-circle-blue.png
Representative Example: Borrow £3000 for 24 months. Repay £217.24 each month. Total interest of £2213.68. Total repayable £5213.68. Representative APR 79.4% variable.

Lender Summary

Everyday Loans was started in 2006 with the express intention of helping those with a less-than-perfect credit history get the unsecured loan they need. Their lending model has two key features:

  • the rate you are offered depends on your credit history - the lower the risk you are the lower the rate you will be offered. APR range is 19.9% to 299.9% with the representative APR being 79.4%
  • you apply online (e.g. via our website) to get an instant decision and then you complete your application by visiting your local branch.

Basic Lending Criteria

  • Age: 18 - 75
  • Minimum gross income £10,000 p.a. (single or joint applications)
  • Employment:
    • no self-employed of commission-only positions
    • must be able to prove at least 3 years employment
  • Credit Status - you cannot be bankrupt, under a debt management arrangement or an IVA
  • Residential Status:
    • homeowners or tenants OK
    • must be able to prove 3 years address history

As with any other type of credit the lender will conduct an affordability assessment to ensure any new lending will not put undue pressure on your budget.

How the Branch Network Works

Everyday Loans has a network of branches around the UK that cover c.80% of UK postcodes - so there is a high chance that there's one near you. They are continuing to open new branches to help extend their reach. Where there is no branch they can on occasions lend from a central team (though terms are stricter).

Once you have applied online and been accepted the branch will get in touch and arrange a time for you to visit. At this point you take any documentation with you they ask for and complete the process. The loan can be paid can be made immediately.

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User Ratings & Reviews
Everyday Loans have not been reviewed on Solution Loans yet - be the first.
 
Across ReviewCentre and Feefo Everyday Loans is scoring an average of 4 out of 5 stars.
 

Our opinion

We're impressed with Everyday's Loans philosophy and the attention to detail that their branch system encourages. If you have had credit problems and need an unsecured loan then it is certainly worth considering Everyday Loans. If you use our service we'll be able to instantly tell you if they are one of the lenders who has accepted your enquiry and if there are any alternatives worth considering at the same time.

Regulatory Information
  • Everyday Loans is a trading style of Everyday Lending Ltd who is registered in England and Wales, number 5850869. Registered Address: Secure Trust House, Boston Drive, Bourne End, Buckinghamshire, SL8 5YS.
  • Data Protection - registered with the Information Commissioner's Office, number Z9591892.
  • Authorised and regulated by the Financial Conduct Authority. Reference number 454865.

All About Personal Loans

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When you apply we will tell you which personal loan lenders can help you in principle. There is likely to be a choice.

Our deals are the same as going direct. No Fees. No obligation.

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Our Promises

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Online Service

When it comes to getting you your personal loan our online service is second to none. In fact Solution-Loans.co.uk has scored 4.7 out of 5 based on 325 ratings & 47 user reviews for its personal loans service.

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