Financial Help at Hand

Your Smart Online Broker

No Credit Check Loans up to £15,000

If your friends & family trust you then our lenders could too!

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No Credit Check*

  • Borrow £100 - £15000
  • Financial Problems OK
  • Non-Homeowner Guarantors accepted
  • Multiple Loan Options
  • No Fees or Charges§
  • Can be paid within 24 hrs

Our Direct Lenders

It's easy to think that using a broker will cost you money - but it won't with us! Use our free enquiry service because:

  • You want to save lots of time - one enquiry will instantly tell you which lenders want to lend to you (in principle)
  • You'll get the same deals as if you went direct - but you'll save time!
  • No fees - none if you make an enquiry; none if you take out a loan!

Same Deals as Going Direct:

  • No Fee enquiry service
  • The rates you see via us will be the same as direct from lenders
  • One enquiry - multiple loan offers (typically 3-4)
  • Instant decisions
  • 100% online service
  • We save you lots of time

All Lenders in One Place

We work with all the big named lenders and niche ones too. And we've designed our enquiry process so that you can quickly find out which of them are interested in lending to you. As we don't make any charges for our service and as you'll get precisely the same loan deals as if you went direct you can save lost of time - no need to make loads of separate enquiries.

All our lenders are FCA approved and abide by strict lending codes - in other words they are trustworthy and all of them will treat customers fairly throughout the period of the loan agreement.

Get an Instant Lending Decision

We've designed our enquiry process to instantly request lending decisions from our direct lenders. Our technology can get answers from all lenders within 60 seconds and display which lenders would like to make you a loan offer in principle. We'll show you the deals on offer and you can choose which lenders to proceed with - and it's a seamless journey. In fact the whole process can be conducted online right the way through to the signing of the agreement!

So once you've used our service there's no need to use any other or go direct - you'll instantly whose interested and we won't confuse you by showing lenders who don't think they can lend. It's quick, simple, clear and efficient.

Use Our Service - You'll Be Impressed

You've reached the right place to find your no credit check loan*. Simply make your enquiry - it's a short form that takes 60 seconds to complete, and then in another 60 seconds you'll have a tailored table of loan offers to review. It's as easy as that. No fees, no charges, same deals as going direct - and you've saved lots of time.

Applying to Our No-Credit-Check* Lenders

When you choose the lender(s) you want to pursue they will want further information from you so that they can fully process your application that will include:

  • who you propose to offer as your guarantor - how to choose your guarantor
  • details about your income and expenditure - for an affordability assessment

They will conduct a credit check but simply to check your identity (for fraud prevention reasons). No other information on your credit file will be used for lending decision purposes. Your guarantor will also be credit checked.

* the lenders will check your credit file to verify your identity and to ensure you are not bankrupt or involved in an IVA. This search will be registered on your credit file. However, many guarantor loan lenders will not use the other information in your credit file to credit score you, or if they do credit score you this will not necessarily impact you since you provide a guarantor. Borrowing is always subject to affordability checks.

Bad Credit & Scoring

Representative Example (£500 to £15,000)

Loan Amount

£3000

Monthly Repayment

£134.10

Loan Term

36 mnths

Total Repayment

£4827.60

Rate of Interest

34.05%

Representative APR

39.9%

Apply Now!

No Fees Broking Service

Answer 4 quick questions to discover your loan options.

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Our Promises

  • No Fees and Charges
  • Smart Online Service
  • Stay Safe & Secure
  • Independent & Impartial
  • Trusted Partners

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Online Service

When it comes to getting you your bad credit loan our online service is second to none. In fact Solution-Loans.co.uk has scored 4.7 out of 5 based on 262 ratings & 41 user reviews for its bad credit loans service.

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