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Brokers Lenders and Banks for Homeowner Loans

Compare 100s of homeowner loans. We'll help you find the right one.

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Homeowner Loans

  • £5,000 - £250,000+
  • Choice: 600+ plans
  • 95+% LTV available
  • Poor Credit OK
  • Trusted 5★ partner
  • Discover your Options

Lenders & Brokers

Homeowner loans are as readily available as personal loans but provided in a different way:

  • lenders only work through brokers - it is not possible to go direct to lenders; you won't see lenders advertising to consumers.
  • high street banks don't lend homeowner loans preferring to focus on mortgages / remortgages. Although banks often provide the funds for the homeowner loan lenders!

As a homeowner loan broker we work with the UK's 15 top lenders so that we can provide 600+ products covering the widest range of loan values and credit ratings.

You can find out what your loan options are by using our free enquiry service.

Facts about our Lenders:

  • We work with c.15 specialist lenders
  • High street banks don't offer homeowner loans - they prefer mortgages
  • Lenders only work through brokers like us
  • Choose from fixed & variable rate loans
  • Over 600 plans available covering all credit ratings

Use our Free Enquiry service

Lenders We Work With

Our Homeowner Loan Lenders

Our partnership with our specialist broker means you have access to the UK's top lenders of homeowner loans. These lenders have years of experience between them and all have to abide by the strict regulation of the Financial Conduct Authority (FCA).

Central to this is the principle of Treating Customer Fairly - which means that throughout the process of enquiry right the way through to taking out a loan and then making repayments the lender must at all times place you at the centre of their actions and consider the impact of decisions they might make.

We work with the following lenders: Optimum Credit, Shawbrook Bank, 1st Stop Home Loans, Norton Home Loans, Precise Mortgages, Prestige Finance, Central Trust, United Trust Bank, Paragon Personal Finance, Masthaven, Evolution Money, Together Loans & Mortgages, and StepOne Finance.

Our Broker Service

As we've mentioned lenders don't work direct with consumers but only operate through brokers, such as Solution Loans. When you make your enquiry our partner is able to instantly contact you to tell you which of our lenders is able to help in principle. You can then decide how you want to proceed.

Our enquiry service is free, but keep in mind there may be fees to allow for should you proceed to take out a loan. Our partner will provide full information about this as part of any loan offers.

Banks and Homeowner Loans

You might reasonably expect to see high street banks and building societies - Halifax, NatWest, Lloyds, Santander, Yorkshire, RBS, Nationwide, HSBC, etc - offering homeowner loans. But this is simply not the case. They seem to prefer mortgages & remortgages. These products are certainly alternatives in some situations and you can find out the differences.

Oddly many of these banks provide the funds to the homeowner loan lenders we work with!

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY

Homeowner Loans

Rates from 3.83% APR*

* Actual rate will depend on personal circumstances and credit assessments. To find out what rate you can get apply below. The current Representative APRC is 9.1%, including lender and broker fees.

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Our Promises

  • No Upfront Fees
  • Smart Online Service
  • Stay Safe & Secure
  • Independent & Impartial
  • Trusted Partners

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Online Service

When it comes to getting you your homeowner loan our online service is second to none. In fact Solution-Loans.co.uk has scored 4.6 out of 5 based on 67 ratings & 11 user reviews for its homeowner loans service.

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