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Low rate homeowner loans

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Homeowner Loans

  • £5,000 - £250,000+
  • Choice: 600+ plans
  • 95+% LTV available
  • Poor Credit OK
  • Trusted 5★ partner
  • Discover your Options

Low Rate Homeowner Loans

With more and more lenders entering the UK homeowner loan market we've seen the best rates continuing to fall.

We work with the widest panel of lenders there is and so we should be able to offer you the widest choice of loans. Our lenders cover the entire credit spectrum so there should be loan options for you regardless of your credit status.

Use our free enquiry service to discover your loan options.

Find Cheapest Loan Options:

  • Rates as low as 3.83% APR
  • Representative APRC 9.1% including lender & broker fees
  • Fixed and variable rates available
  • Widest choice of lenders in the UK
  • Rates to cater for all credit ratings

Cheap Homeowner Loans

How "cheap" a homeowner loan is depends on a number of factors:

  • the loan amount
  • the loan to value (LTV) % - the higher this is the higher the APR% will be (because of increased risk to the lender)
  • the duration of the loan - extending the loan will raise the cost of the loan even if the APR% seems reasonable
  • your credit rating

So to make sure that your loan is the cheapest it can be you need to:

  • borrow only what you need, and no more
  • borrow well within the bounds of the LTV limits imposed by lenders
  • repay the loan as fast as you can within the constraints of your budget
  • make sure your credit file does not contain any false information

Best Rates

Our strong relationship with the UK lenders mean that we are capable of find you the best rates for your homeowner loan for your given credit rating. You are unlikely to get a better choice of options from any other broker.

It's important that you ensure your repayments are affordable. The lenders will do this as part of the application process, but if you would like to get a sense of what your repayments would be use our calculator below - just make sure you set "loan type" to "Homeowner". The figures are based on the Representative APRC% (which includes lender and broker fees):

Estimate your loan repayments

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This tool is for guidance ONLY. It is designed to help you estimate loan repayments. It uses the representative APR of each product. Lenders have a duty to conduct affordability checks when you apply for a loan.
Representative example: Borrow £9,000 over 48 months. Repay £246.84 per month. Total charge for credit will be £2,848.42. Total amount repayable is £11,848.42. Representative APR 14.2% (vrbl)

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY

Homeowner Loans

Rates from 3.83% APR*

* Actual rate will depend on personal circumstances and credit assessments. To find out what rate you can get apply below. The current Representative APRC is 9.1%, including lender and broker fees.

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When it comes to getting you your homeowner loan our online service is second to none. In fact Solution-Loans.co.uk has scored 4.6 out of 5 based on 67 ratings & 11 user reviews for its homeowner loans service.

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