Solution Loans: Financial Help at Hand
Solution Loans can solve your credit problems  
 Click to go to the option you have chosen
    Tell People About Us
If you think others would find this site useful please bookmark it on your favourite social network:
Calculate your repayments
    Unsecured Loans
Loans for all circumstances from £100 to £25,000:
Apply now Apply for an Unsecured Loan from £100 to £25,000
    Tenant Loans
We can help with loans from as little as £100:
Apply now A wide variety of loans for tenants and non-homeowners
    Payday Loans
Borrow from £50 - £800 to get you through to your next payday:
Apply now Short of cash? Borrow up to £800 until your next payday
    Poor Credit Loans
Credit problems need not be a problem:
Apply now A variety of options if you have credit problems
    No-Credit-Check Loans
Avoid further credit checks with an unsecured loan of up to £3000:
Apply now Unsecured loans not requiring a credit check
    Guarantor Loans
Borrow up to £3000 unsecured even if your credit status is bad:
Apply now Unsecured loans backed by a guarantor
    Same Day Loans
Get up to £1,500 in 24 hours from now:
Apply now Borrow up to £1,500 unsecured today
    Homeowner Loans
Unsecured and secured loans on great terms:
Apply now Your choice of unsecured and secured loans
    Secured Loans
Secured loans from £1000 to £1m for homeowners:
Apply now Secured loans from £1000 to £1m
    Debt Problems & Advice
Advice on debt reduction, debt management, IVAs & bankruptcy:
Our solution We have information to help you manage your debt problems
    Other Financial
Car credit, Pension release, Credit repair, Insurance....
More info Car credit, Pension release, Credit repair, Insurance....

Homeowner Loans

Secured Loans and Unsecured Loans

Loan companies who advertise on TV would like you to believe that Homeowner Loans have to be secured loans - i.e. secured on the value of your property.

While this is certainly one option we also believe that Homeowners should consider the option of an unsecured loan when wanting to borrow. So, to us, a Homeowner Loan can be either a Secured Loan or an Unsecured Loan.

   

A Secured Loan or an Unsecured Loan?

 
 
  Unsecured Loan Secured Loan
Applicable to: Homeowners & Tenants Homeowners only (the home acts as security). Owner must have a mortgage.
Max Loan Value: £25,000 £1m (1)
Max Repayment period: 7 years 25 years
APR rates: Rates will be higher (no security involved), but they are also affected by credit status. Having the home as security means rates can be lower. Rate will depend on loan size, credit status and the equity in the property.
Speed of getting funds: (approx) 1-2 weeks 3 weeks (faster for loans over £25k as they are not regulated by 1974 Consumer Credit Act)
Other:   Needs to be free equity in the property,
 
You can see from this table the key differences between a secured and unsecured loan.

If you have credit status issues it may prove more difficult to obtain an unsecured loan, so you may have to accept borrowing on a secured basis.

We would recommend that you obtain comparative quotes and terms to judge the merits of a secured loan versus a unsecured loan - just click on the link below to go to the enquiry forms.
 

  Click to go to the homeowner loan option you have chosen
 
 

(1) Will depend on an assessment of your credit rating, your ability to repay and the amount of "free equity" in your home.

    
       
         

Adverts
QuickSilver - cash advance payday loans of up to £750 today

Phone for a Loan offers same day loans of up to £1500. Find out more
 
You can trust
Solution Loans:		 We have relationships with a wide range of lenders, and the brokers we work with subscribe to The Mortgage Code and FISA
Licensed by the OFT as a credit broker, number 558724

Licensed by the OFT as a credit broker, number 558724

Registered with the Information Commissioner - Z8703415

Registered with the Information Commissioner - Z8703415

 Home - Loans - Mortgages - Other Financial - Unsecured Loans - Tenant Loans - Homeowner Loans - Pay Day Loans - No-Credit-Check Loans - Guarantor Loans - Same Day Loans - Poor Credit Loans - Debt Consolidation Loans - Home Improvement Loans - Car Loans - Holiday Loans - Business Loans - Student Loans - Any Purpose Loans - Secured Loans - Buy to Let Mortgages - Right to Buy Mortgages - Remortgages - Debt Advice - Debt Management - IVAs - Bankruptcy - Car Credit & Finance - Pension Release - Credit Repair & Scoring - Insurance - Contact Us - Tell a Friend - Bookmark Us - Privacy - Resources - FAQs - Free Prize Draw - Calculator - Loan-Selector.co.uk - Affiliate Programmes

   

© Copyright Solution Loans 2005-7. All rights reserved. Solution Loans is a trading style of Affiniti Digital Media Ltd