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Guarantor Loans £100 to £12,000

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Guarantor Loans

  • Apply for £100 - £12,000
  • Credit Problems OK
  • Non-Homeowner Guarantors accepted
  • Multiple Loan Options
  • No Fees or Charges§
  • Can be paid within 24 hrs

Non-Homeowner Guarantor

Non-Homeowner Guarantor Loans - £50 to £7500

All Guarantor Loans are available to non-homeowners, so tenants and those still living with family or friends are welcome and potentially eligible for a loan.

Guarantor Loans were designed for non-homeowners and people with bad credit, so if you do not own your own home, and maybe even have a guarantor who does not own their own home then there are loan options for you.

Unlike homeowner loans, a guarantor loan is not secured against a property and therefore you are able to borrow money without being a homeowner and even if you have a poor credit file.

How Does A Guarantor Loan Work?

A Guarantor Loan requires that you have a friend, family member of colleague to guarantee your loan repayments. So it therefore does not matter if you have a poor credit history or do not own a property. As long as your Guarantor has a reasonably good credit history then you should be able to borrow the money you need. Depending on how much money you are looking to borrow your guarantor may need to be a homeowner - for further details see below.

Does my Guarantor need to be a Homeowner?

If the loan is less than £7500, then NO your guarantor does not need to be a homeowner

If the guarantor loan you are taking out is £7500 or less then your guarantor does not need to be a homeowner. As long as they have proof of income and have a clean credit file then they are potentially eligible to be your guarantor.

If the loan is greater than £7500, then YES your guarantor does need to be a homeowner

If you are looking to take out a guarantor loan of between £7500 and £12,000 then it is a requirement that your guarantor is a homeowner.

How do I get a Guarantor Loan?

  • If you want a loan where your guarantor is a non-homeowner:
    • for short term loan of £100 to £750 click here
    • for medium/long term loan of £500 to £7500 click here
  • If you want a loan over £7500 then you must have a homeowner guarantor - click here.

Which ever route you follow we will strive to find you the very best deal for you from our large panel of lenders.

This application process will give you an instant decision in principle and potentially can get you the money you need in less than 24 hours depending on the amount you are applying for.

So do not delay and apply for your non-homeowner guarantor loan today

All About Guarantor Loans

Representative Example

Loan Amount


Monthly Repayment


Loan Term

36 mnths

Total Repayment


Representative APR


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