Debt Solutions
Debt Management, IVAs, & Bankruptcy

Debt Solutions - What are the options for you?

You may have built up your debt through the use of credit cards, unsecured or personal loans, store cards and overdrafts. If creditors are hassling you for payments and you are wondering how you are going to do it then now is the time to deal with the problem. And there are ways out of the mess.

There are 4 basic solutions:

Debt Solutions
Debt Consolidation Loan	Use the equity in your home (if you are a homeowner) or an unsecured loan to reduce your total monthly payments	more info
Debt Management	You could freeze your interest and buy time to repay what you owe. We've helped people with as little as £1,200 (at least 2 creditors) but we've also gone up to £50,000+. Discuss your situation FREE with our specialist debt advisor.	more info
IVA (Trust Deeds in Scotland)	Write off up to 60-70% of your debt now and repay the rest within 5 years. This is an option if your debts are more than £15,000. See our IVA/Trust Deeds FAQs	more info
Bankruptcy (Sequestration in Scotland)	This is something you want to avoid unless all other options have been exhausted. See our Bankruptcy FAQs	more info

Get More Information

If you are anxious about your finances or your money worries seem impossible to solve then you need to talk to a specialist about it. There's lots of free advice available. Don't let things get worse by trying to sweep them under the carpet. You need to confront them and start to get your finances back in to shape. This may take time so all the more reason to start today!

Before you decide which debt solution is right for you you should get specialist advice. This website contains plenty of information to help you narrow down the options.Take a look at each solution above and consider what each offers you. Then talk it through with the specialists.

We also provide FAQs for both IVAs and Bankruptcy