- PCP, Contract Hire & HP
- 80 plans / 18 lenders
- All credit ratings
- Flexible purchase options
- Open 7 days per week
- 98% overall rating
HP is a traditional way to fund sizeable purchases, such as a car or other vehicle. While the flexibility of a PCP plan may sound appealing you should keep in mind that with HP:
Having made an initial deposit you make monthly repayments and when the final payment has been made you own the vehicle outright. The larger the deposit you make the smaller the monthly payments will be.
Please note: this information is for guidance only. You should clarify the terms of the loan with the lender before entering into an agreement.
With HP you make the decision up-front that you want to own the vehicle. A PCP plan gives you the option to simply return the vehicle at the end of the contract, or if you decide you want to buy it then you simply make one final (balloon) payment.
Hire Purchase (HP)
Car Leasing (Contract Hire & PCP)
More info: compare car finance options
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