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Car Finance 247

Discover your car finance options now!

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Car Finance

  • PCP & HP plans
  • 100+ plans from many lenders
  • All credit ratings
  • Flexible purchase options
  • 94% overall rating

Car Finance 247

"The UK's No.1 car finance broker"

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3 Step Process:

  • Get approved
  • Choose a car
  • Sign & collect!

Apply for your car finance through Car Finance 247 and you'll get access to:

  • exclusive low rates
  • your own personal advisor
  • a wide variety of finance plans to suit all occasions
  • a decision within minutes

As one the UK's largest specialist brokers they can scour the market to find you a great deal. They can also demystify the alternative types of finance (e.g. PCP, HP and others) to ensure you get exactly what you need. And, it costs nothing to apply.

Key Information

  • Apply for finance from £1000 to £75,000, with the typical finance amount being £7,500.
  • All credit histories catered for with finance priced accordingly - they aim to have something for everyone
  • Various forms of car and vehicle finance are available:
    • Personal Contract Purchase
    • Hire Purchase
  • You can buy your vehicle from any reputable UK dealership. Car Finance 247 don't place restrictions on where you can buy from, but neither do they help you identify reputable dealers. Our other broker Zuto do offer help in this area.
How much will my finance cost?

It's worth mentioning that your repayments will depend on:

  • Whether you are using a PCP or HP plan
  • The amount of deposit you will make up-front
  • Your creditworthiness
  • The period you want to repay the finance over

As with all credit it makes sense to repay it as quickly as you can afford to to help minimise the interest you pay.

With these things in mind here are the monthly repayments for a £7000 loan repaid over 48 months, at different levels of credit rating:

  • Excellent credit - £163.28/month (total repayable £7,834) - 5.8% APR
  • Good credit - £175.17/month (£8,409) - 9.7% APR
  • Fair credit - £189.94/month (£9,118) - 14.5% APR
  • Poor credit - £216.00/month (£10,368) - 22.9% APR
  • Bad credit - £250.21/month (£12,011) - 33.9% APR
Video: How to buy a car with Car Finance 247

This service is free to you. We may earn a commission from Car Finance 247 if you take a loan via their broking service. This is paid by them not by you.

Video: PCP vs. HP


Representative Example

Loan Amount


Monthly Repayment


Loan Term

48 mnths

Total Repayment


Representative APR


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Our Promises

  • No Upfront Fees
  • Smart Online Service
  • Stay Safe & Secure
  • Independent & Impartial
  • Trusted Partners


Online Service

When it comes to getting you your car finance our online service is second to none. In fact has scored 4.5 out of 5 based on 154 ratings & 23 user reviews for its car finance service.

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