home
/ blog
/ 50/30/20 rule

50/30/20 rule

50/30/20 rule

Focus on your needs and not your wants

Focus on your needs and not your wants

The way to happiness is to ensure your needs are met while no longer comparing what you own to others around you. Live in the moment and stop acquiring "stuff"...

Oliver Jones 21st September, 2016

Better Borrowing (215)
- Bad Credit Loans (23)
- Car Finance (28)
- Credit Brokers (11)
- Credit Cards (15)
- Doorstep Loans (13)
- Equity Release (3)
- Guarantor Loans (41)
- Logbook Loans (8)
- Mortgages (10)
- Personal Loans (16)
- Secured Loans (20)
- Short Term Cash Loans (31)
Credit History & Credit Future (30)
Ditching Debt (41)
Household & Family (177)
- Better Budgeting & Saving (46)
- Cars – running costs (12)
- Energy bills (19)
- Food bills (13)
- Holidays (12)
- Mobile Phones & Broadband (11)
- Travel (11)
- Yourself (14)
Income & Work (60)
Money & Finance (168)
News (90)
Property (52)
- Home Rental (10)
- Home-ownership (43)
Top Tips (106)
Video & Infographics (30)

rotating loading icon

arrow to return to top

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may affect your browsing experience.

Necessary

Always Enabled

Necessary cookies are absolutely essential for the website to function properly. These cookies ensure basic functionalities and security features of the website, anonymously.

Cookie	Duration	Description
cookielawinfo-checkbox-analytics	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
cookielawinfo-checkbox-functional	11 months	The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checkbox-necessary	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-others	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
cookielawinfo-checkbox-performance	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
viewed_cookie_policy	11 months	The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.

img.wp-smiley,img.emoji{display:inline !important;border:none !important;box-shadow:none !important;height:1em !important;width:1em !important;margin:0 .07em !important;vertical-align:-.1em !important;background:none !important;padding:0 !important;}.has-text-align-justify{text-align:justify;}img#wpstats{display:none;}div.wpcf7 input[type="checkbox"]{-webkit-appearance:checkbox;}body{overflow-x:hidden;}.line{max-width:388px;}.read_more_cont{overflow:hidden;}.wpcc-banner.wpcc-bottom{left:0;right:64px;bottom:0;}img[data-lazyloaded]{opacity:0;}img.litespeed-loaded{-webkit-transition:opacity .5s linear .2s;-moz-transition:opacity .5s linear .2s;transition:opacity .5s linear .2s;opacity:1;}.mobile_top.info span.more_info,.mobile_top.info span.more_info_2{bottom:-8px;top:inherit;}.customers_loan h2{font-size:37px;}article.inner_pages.cmn_page.custom > .vc_row{margin-left:0;margin-right:0;}article.inner_pages.cmn_page.custom > .vc_row.our_loan,article.inner_pages.cmn_page.custom > .vc_row.guide_subtitle_upper,article.inner_pages.cmn_page.custom > .vc_row.center-section{margin-left:auto;margin-right:auto;}article.inner_pages.cmn_page.custom .our_loan.unsecured_loan{margin:0 auto;}@media only screen and (min-width:1449px){.estimate_left h2{max-width:720px;padding-left:350px;}.inner_pages .estimate_left h2{max-width:720px;padding-left:6px;margin-top:85px;}.tree-content-container{text-align:center;}}@media only screen and (max-width: 1366px){.line{max-width:69%;}.loan_progress .loan_row:nth-child(2) .line{max-width:69%;}}@media only screen and (max-width: 1199px){.line{max-width:66%;}.loan_progress .loan_row:nth-child(2) .line{max-width:66%;}}@media only screen and (max-width: 991px){.estimate_loan .estimate_right:before{left:-27.3vw;width:57%;}.loan_progress .loan_row .line{max-width:69%;}.loan_progress .loan_row:nth-child(2) .line{max-width:69%;}.line{max-width:70%;}.loan_progress input#amount2{max-width:75px;}.content_pages ul li{font-size:16px;}}@media only screen and (max-width: 767px){body{overflow-x:hidden;}.header_right .apply_btn{display:inline-block;float:none;width:auto;}.menu_btn{width:55% !important;float:right;padding:0 16px;}.menu_btn a{text-transform:initial;text-transform:capitalize !important;width:100%;border:none;border:2px solid #de464b;color:#fff;max-width:394px;background-size:8px;display:inline-block;background-position:94% center;font-size:19px;padding:6px 18px !important;}.find_loan_page.spacing_content{background-image:none;}.find_loan_page.spacing_content.nitro-lazy{background-image:none !important;}article.inner_pages.cmn_page.custom .our_loan.unsecured_loan{padding-left:15px;padding-right:15px;}.loan_progress .loan_row .line{max-width:79.5%;}.loan_progress .loan_row:nth-child(2) .line{max-width:79.5%;}.line{max-width:79.5%;}.find_left{margin:0;}.find_right{margin-right:0;margin-left:0;}.find_loan > .wpb_column > .vc_column-inner{padding-left:15px !important;padding-right:15px !important;}.home .find_loan > .wpb_column > .vc_column-inner{padding-left:7.5px !important;padding-right:7.5px !important;}.estimate_left ul.product_list,.calculate_left ul.product_list{margin-bottom:10px !important;display:inline-block;}.estimate_left ul.product_list li,.calculate_left ul.product_list li{margin-right:10px;}.estimate_left ul.product_list li:nth-child(2n){margin-right:0;}.payment_progress_inner{width:31%;}}@media only screen and (max-width:575px){.apply_loan .calculate_left .calculate_left_inner .breadcrmb h1{position:relative;top:-14px;}.menu_btn{width:50% !important;padding:0 6px;}.menu_btn a{text-transform:initial;text-transform:capitalize !important;width:100%;border:none;border:2px solid #de464b;color:#fff;max-width:394px;background-size:8px;display:inline-block;background-position:94% center;font-size:14px;padding:10px !important;}ul.mobile-sub-menu li a{font-size:16px;font-weight:500;line-height:16px;letter-spacing:1px;padding:8px 20px;}.slider-personal-loan .second_custom #duration-select{max-width:25%;}.field.custom_slider{width:58% !important;}.line{max-width:70%;}.loan_progress .loan_row .line{max-width:70%;}.loan_progress .loan_row:nth-child(2) .line{max-width:70%;}}@media only screen and (max-width: 479px){.loan_box,.loan_box.personalbox{margin-bottom:15px;}.mobile_top.info span.more_info,.mobile_top.info span.more_info_2{bottom:-11px;}.customers_loan h2{font-size:20px !important;line-height:22px;}.home .loan_box{margin-bottom:4px;}.payment_progress_inner.month_repay{width:50%;}.payment_progress_inner{width:30%;}.estimate_left ul.product_list li,.calculate_left ul.product_list li{width:46%;font-size:11px;}}@media only screen and (max-width: 400px){.line{margin-right:0;max-width:197px;margin-left:10px;}.loan_progress .loan_row .line{max-width:197px;}.loan_progress .loan_row:nth-child(2) .line{max-width:197px;margin-left:10px;}}@media only screen and (max-width: 374px){.loan_progress input#amount2{max-width:60px;}.payment_progress_inner.month_repay{width:50%;}.payment_progress_inner{width:30%;}}@media only screen and (max-width: 350px){.line{margin-right:0;max-width:181px;margin-left:10px;}.loan_progress .loan_row .line{max-width:166px;}.loan_progress .loan_row:nth-child(2) .line{max-width:166px;}}@media only screen and (max-width: 1024px) and (orientation:landscape){.noUi-origin{position:absolute;top:0;}}