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Instalment loans are an evolution of payday loans – the best bits remain and the bits that caused the trouble have gone. Subject to an affordability check and a credit check you can now borrow more and repay over multiple months. And the FCA regulation of high cost short term lending mean that costs are capped too. Listen to our 60 second summary of instalment loans. May be one would suit your current needs.

Get a full transcript of this audio guide here.

Discover these and other loan options at www.solution-loans.co.uk