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If you are thinking of a small unsecured loan for up to 2 years but don’t have a perfect credit history then you might want to consider 118118 Money. Their online instalment loan has been around a while but only recently have they become available via our website.118118Money_logo_200x78

Summary

Let’s summarise what they can offer and you can find out more here:

  • Loans of £1000 to £5000 for any purpose
  • Repay over 12, 18 or 24 months
  • There are 3 bands of interest rate. The rate you get is determined by your credit rating
    • the 3 representative APRs are 35.9%, 79.9% and 99.9%
  • You can check to see if you qualify using their “quick check” feature that means that no footprint is left on your credit file
  • There are no hidden charges

We also have access to other unsecured loan lenders via our dedicated enquiry form should 118118 Money not be quite what you are looking for,