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Bad credit loan options

Credit problems? Discover your loan options now.

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Bad Credit Options

  • Use the Quick Start tool
  • Explore loan options
  • Tenants & Homeowners
  • Your credit report
  • Improving your credit score

How to Get a Loan with Bad Credit

If you've been applying for credit but no lender seems to want to accept you then you'll know there's something in your credit history they don't like.

But this doesn't mean that there aren't any options - it's just that you may have to look a bit harder and be prepared to pay a higher APR% for it.

Luckily you've come to Solution Loans. As a no-fee broker we have a long history of helping people like you.

What's Meant by Bad Credit?

  • Refused by Lenders?
  • CCJs, Arrears & Defaults?
  • Bankrupt or on an IVA?
  • Bad/Poor credit history?
  • No credit history?
  • Self employed? No accounts? No proof of income?
  • Part-time employed?

How can we help you get a bad credit loan?

The first thing to know is that rather than a one-size-fits-all bad credit loan there are in fact a variety of loans each of which could cater for a credit problem in a different way:

  • by simply charging a higher rate (to accommodate perceived higher risk)
  • by asking you to provide a guarantor
  • by asking you to provide an asset (e.g. house or car) as security for the loan

Once you have your loan and are paying it off in line with the terms you will find your credit rating improves. Then next time you need finance you'll be able to get it on better terms.

researching loan options

So to help you identify loan options for further consideration we've developed our QuickStart tool. Simply answer 4 quick questions on you computer, tablet or mobile you'll narrow down the choice for more in-depth research. As ever if you feel like you need proper financial advice then you must speak to a qualified financial advisor.

Types of Loans likely to be on your list

These loans are the sort that can cater for people with credit problems:

  • Guarantor Loans
  • Bad credit Personal Loan
  • Car Finance
  • Homeowner Loans
  • Logbook Loans
  • Doorstep Loans
  • Instalment Loans

Our website contains much more information about all of these loans, and if you cannot find what you need to know then simply contact us and we'll see how we can help (though we can't give advice).

5 Steps to Your Bad Credit Loan

STEP 1

Consider what you need from a bad credit loan

STEP 2

Use our QuickStart tool to identify your loan options

STEP 3

Use the information on our website to help narrow down the type of loan you want

STEP 4

Apply online or visit our partner websites to make your enquiry, and then compare loan offers

STEP 5

Choose the lender and complete the paperwork
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Bad Credit & Credit Scores

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When it comes to getting you your bad credit loan our online service is second to none. In fact Solution-Loans.co.uk has scored 4.7 out of 5 based on 262 ratings & 41 user reviews for its bad credit loans service.

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